Undergraduate Student Loans
It's time to write the next chapter in your life.
Interest
See list of eligible schools1
$1,000/year minimum credit
Terms
- 20 years if balance is less than $40,000
- 25 years if balance is or is greater than $40,000
Line of credit, instead of multiple loans, makes new funding easy
Variable or Fixed interest rate options
Funds disbursed directly to school at the time(s) the school specifies
Deferment of principal and interest while in school
Flexible repayment terms, including graduated repayment for two years
No origination fee
Line limits:
- Cost of Attendance (COA) less other financial aid received (as certified by the school)
- $75,000 maximum over college career
Co-borrower release option is available to credit worthy primary borrowers who make 48 consecutive on-time payments during the principal and interest repayment period, make automated payments, and meet additional requirements (such as salary and debt-to-income ratio). You must apply and be approved for this option after the 48 month period. Other terms and conditions may apply, and option may be revoked or modified without notice.
Graduate Student Loans
Expand your horizons and your brain power.
Interest
Apply Now1More Details
Line of credit (instead of multiple loans) makes new funding easy
$1,000/year minimum credit
Variable or Fixed interest rate with terms up to 25 years
Funds disbursed directly to school at time(s) the school specifies
Deferment of principal and interest while in school
No origination fee
See list of eligible schools1
Student Loan Refinance
Reduce or consolidate your loans for easier payments. You should be proud of your hard work.
Interest
Refinancing available up to $125,000
Variable or Fixed interest rate options
5-year, 10-year, 15-year repayment terms
All loans being refinanced must be post-separation from school
No origination fee or pre-payment penalties
See list of eligible schools1
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