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The following may be assessed against your business accounts.
            These fees are subject to change.

Account/Service Fee Description Amount

Basic Business Checking
            (interest not paid on this account)

Monthly Maintenance Fee
(Avoid fee by maintaining $500 balance in Basic Business Checking Account or $3,000 in business deposit accounts)

$7.00

75 Items (debits or credits)

No Charge

After 75 Items*

$0.15 per item

Paper Statement Processing Fee (per statement)

$1.00
 

Premier Business Checking
            (interest not paid on this account)

Monthly Maintenance Fee
(Avoid fee by maintaining $1,000 balance in Premier Business Checking Account or $5,000 in business deposit accounts)

$10.00

250 Items (debits or credits)

No Charge

After 250 Items*

$0.15 per item

Paper Statement Processing Fee (per statement)

$1.00
 

Business Interest Checking
            (interest paid monthly on this account on balances over $5,000)

Monthly Maintenance Fee
(Avoid fee by maintaining $5,000 balance in Business Interest Checking Account or $30,000 in business deposit accounts)

$25.00

500 Items (debits or credits)

No Charge

After 500 Items*

$0.15 per item

Paper Statement Processing Fee (per statement)

$1.00
*Items include checks deposited, checks cleared, and ACH debits and credits to Checking Accounts. Online Banking, Automated Phone Banking, Business Debit Card purchases, and transfers between Lake Trust accounts are not considered items.
 

Business Debit Card
            (Business Checking Account required)

Card Personalization $5.00
Transactions at ATMs not owned or operated by Lake Trust Credit Union or outside the CO-OP Network (per transaction and balance inquiry) $1.50
 

Business Credit Card (Platinum Visa®)

Annual Fee $50.00
Late Payment Fee $35.00
Non-Sufficient Funds Fee (NSF) $35.00
Over Limit Fee $35.00
 

Miscellaneous

Account Activity / History Printout (per account)

$1.00

Account Research (per hour)

$20.00
Bill Pay Electronic Expedited Payments $5.00
Bill Pay Overnight Check Payments $25.00
Check Printing Depends on style of checks ordered
Coin Deposit (coins must be rolled)  
    Coin Orders less than $100 No Charge
    Coin Orders $100 or more
$1.00 per $100
    Currency Orders $1.00 per $100
Consecutive Days Overdraft Fee (on Accounts after 10 business days) $5.00
Copy of:  
    Check $5.00
    Deposited Check $5.00
    Money Order $3.00
    Official Check (Cashier's Check) $5.00
    Statement (per statement) $1.00
Deposited Check Returned Unpaid $7.00
Escheated Account Fee $50.00

Gift Card (per card)
               For other Gift Card fees, see Disclosure

$3.95
Inactive Account Monthly Fee (after one year of inactivity. Avoid fee by maintaining combined daily savings balances of $300 or additional active products) $3.00
Legal Garnishment $75.00
Low Balance Savings Monthly Fee (Avoid fee by maintaining combined daily savings balances of $300 or additional active products) $3.00
Money Market Monthly Service Fee (Avoid fee by maintaining $1,000 daily balance) $10.00
Money Order $3.00
Non-Sufficient Funds (NSF) $29.00
Notary Service (per document; first five documents at no charge) $1.00
Official Check (Cashier's Check) $4.00
Overdraft transfer from Savings or Money Market to Checking $10.00

Reloadable Card (per card)
(For other fees, see Reloadable Card Disclosure)
                3 Time Reloadable 
                Unlimited Reloadable (Name Imprinted)
                Reload Fee



$4.95
$6.95
$3.00

Returned Statement Fee $5.00
Safe Deposit Box Annual Rental $20.00 - $90.00
Stop Payment $29.00
Wire Transfer
   Incoming
   Outgoing (Domestic)
   Outgoing (International)


$3.00
$20.00
$35.00

Incoming Loan Payment Processing Fee (By phone with Debit Card or ACH)

$7.50