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A new way to pay with Lake Trust Wallet

Lake Trust Wallet

  • Shop online with confidence
  • Store payment and shipping information in one secure place
  • Sign up and register cards in just minutes

Shopping online just got a whole lot easier.



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Woman Handing Credit Card


The Secured Classic VISA® credit card is an opportunity to build a positive credit history. A secured credit card can be used wherever Visa credit cards are accepted. By using the Secured Classic VISA credit card, you can establish strong, healthy credit.


  • Credit card purchasing convenience
  • Builds or rebuilds strong credit history 


VISA card with a credit line secured by a cash deposit.

  Secured Classic Visa®
Annual Percentage Rate for Purchases 10.75%  current variable rate, never to exceed 23.99%
Annual Percentage Rate for Transfers 13.75%  current variable rate
Annual Fee None
Late Payment Fee Up to $35
Returned Payment Fee Up to $25 per returned payment
Travel & Accident Insurance Between $500 and $3500
Credit Limit Between $500 and $3500
Collateral Required Yes, desired credit limit, plus 10%. (for example, $500 credit limit requires $550 deposit.)
Other Features Free Verified by Visa° credit card protection service

°Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.