The Secured Classic VISA® credit card is an opportunity to build a positive credit history. A secured credit card can be used wherever Visa credit cards are accepted. By using the Secured Classic VISA credit card, you can establish strong, healthy credit.
- Credit card purchasing convenience
- Builds or rebuilds strong credit history
VISA card with a credit line secured by a cash deposit.
|Secured Classic Visa®|
|Annual Percentage Rate for Purchases||10.75% current variable rate, never to exceed 23.99%|
|Annual Percentage Rate for Transfers||13.75% current variable rate|
|Late Payment Fee||Up to $35|
|Returned Payment Fee||Up to $25 per returned payment|
|Travel & Accident Insurance||Between $500 and $3500|
|Credit Limit||Between $500 and $3500|
|Collateral Required||Yes, desired credit limit, plus 10%. (for example, $500 credit limit requires $550 deposit.)|
|Other Features||Free Verified by Visa° credit card protection service|