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 The following fees may be assessed against your account.
These fees are subject to change.

Account/Service

Fee Description Amount
ATMs Personalization
$5.00
Transactions at ATMs not owned or operated by Lake Trust Credit Union or outside the CO-OP Network (per transaction and balance inquiry)
$1.50
Checking/Savings Accounts
 
Check Cashing Fee (for non members)
$5.00
Check Printing
Depends on style of checks ordered
Consecutive Days Overdraft Fee (on Checking Accounts after 10 business days)
$5.00
Courtesy Pay/Overdraft Coverage
$29.00
Deposited Check Returned Unpaid
$10.00
Foreign Check Fee
$5.00
Inactive Account Monthly Fee (One year of inactivity. Avoid fee by maintaining combined daily savings balance of $300 or additional active products)
$3.00
Low Balance Savings Monthly Fee (Avoid fee by maintaining combined daily savings balances of $300 or additional active products. Members 18 or younger excluded.)
$3.00
Money Market Savings Monthly Service Fee (Avoid fee by maintaining $1,000 daily balance)
$10.00
Money Market PLUS Savings Monthly Service Fee (Avoid by maintaining $1,000 daily balance)
$10.00
Money Market Checking Monthly Service Fee (Avoid fee by maintaining $1,000 balance or $5,000 in deposit accounts)
$5.00
Non-Sufficient Funds (NSF)
$29.00
Overdraft Transfer From Savings Account or Line of Credit to Checking Account
$5.00
Paper Statement Processing Fee (Per Statement)
$1.00
Stop Payment
$29.00
Temporary Checks (per four checks)
$1.00
Virtual Services
Online Banking
No Charge
Bill Pay Electronic Expedited Payments
$5.00
Bill Pay Overnight Check Payments
$25.00
Phone Banking
No Charge
Miscellaneous
Account Activity / History Printout (per account)
$1.00
Card Personalization
$5.00
Copy of:
    Money Order
    Check
    Official Check (Cashier's Check)
    Statement (Per Statement)
 
$3.00
$3.00
$3.00
$1.00
Credit Card Fees - See Credit Card Disclosure
 
Escheated Account Fee
$50.00
Online Banking External Transfers
    External Transfer & Popmoney Standard Delivery
    External Transfer & Popmoney Express Delivery

No Charge
$5.00
Gift Card (per card)
    For Members
    For Non Members
    For other Gift Card fees, see Disclosure
$3.95
$4.95
Incoming Payment Processing Fee
(Loan payment made by phone with Debit Card or ACH)
$7.50
Legal Garnishment
$75.00
Loan Payment Extension Fee (Skip-a-Payment)
$35.00
Money Order
$3.00
Notary Service
No Charge
Official Check (Cashier's Check)
$4.00
Reloadable Card (per card)
    3-Time Reloadable
    Unlimited Reloadable (Name Imprinted)
    Reload Fee
    For other Reloadable Card fees, see Disclosure
$4.95
$6.95
$3.00
Returned Statement Fee
$5.00
Safe Deposit Box Annual Rental
$20.00 - $90.00
 
Wire Transfer
   Incoming
   Outgoing (Domestic)
   Outgoing (International)

No Charge
$20.00
$35.00