Savings Accounts

It's not hard to do everything you've been thinking about when you have the perfect place to store your cash.

30%

Membership Savings

You'll need this account to start your membership with us. It's an easy way to access your cash.

Interest
PrimarySavings APY1
Minimum to open
$5.00
Become a Member More Details

Required for membership

Minimum $5 to open

Monthly $3 fee; waived with multiple active products or at least a $300 balance (combined)2

Free Online and Mobile Banking

Interest compounded monthly

View fee schedule for withdrawal limitations

Money Market Savings

This account is for the ambitious ones who want to kick their savings up a notch.

Interest
Up to MoneyMarketSavings APY1
Minimum to open
$1,000.00
Add Account More Details

No minimum balance required to earn dividends

Monthly $10 fee; waived with minimum $1,000 daily account balance.

Free Online and Mobile Banking

Free checks

No minimum withdrawal amount

Tiered interest rate based on balance

Interest compounded monthly

View fee schedule for withdrawal limitations

50%

Money Market Plus

Give your savings an extra boost.

Interest
Up to MoneyMarketPlus APY1
Minimum to open
$1,000.00
Add Account More Details

No minimum balance required to earn dividends

Monthly $10 fee; waived with minimum $1,000 daily account balance.

Free Online and Mobile Banking

Free checks

No minimum withdrawal amount

Tiered interest rate based on balance

Interest compounded monthly

View fee schedule for withdrawal limitations

Holiday Savings

Check holiday stress off your list or set some cash aside for a special occasion. We'll move the balance to your Membership Savings each year on October 1.

Interest
HolidaySavings APY1
Minimum to open
$0.00
Find a branch More Details

No monthly service fee

No minimum balance

Free Online and Mobile Banking

Must open account in branch

Choose the account you want the balance moved to

View fee schedule for withdrawal limitations

10%

Special Savings

This account is great if you're saving up for something special and want to separate your money from your Membership Savings.

Interest
HolidaySavings APY1
Minimum to open
$0.00
Add Account More Details

No monthly service fee

No minimum balance

Free Online and Mobile Banking

Open as many Special Savings accounts as you need

View fee schedule for withdrawal limitations

Youth Membership

Teach the little ones the basics of managing money and help them get off to a great start.

Interest
MinorPrimarySavings APY1
Minimum to open
$5.00
Find a branch More Details

Minimum $5 to open

Adult age 18 or older required to open

Adult must become a member in order to open account for a child

Must open account in a branch

ATM card available

2 ATM service fees returned monthly for under age 18

No monthly account fee for under age 18

Online and Mobile Banking available after age 14

Account will convert to a regular primary savings when the minor turns 19 years old, and monthly fee may apply depending on balance.

Interest compounded monthly

View fee schedule for withdrawal limitations

30%

IRA Savings

Set some money aside now to have some fun in the future. Visit any branch to open this account with us.

Interest
PrimarySavings APY1
Minimum to open
$0.00
Find a branch More Details

No monthly service fee

$5 minimum balance to earn interest

Roth IRA

  • No penalty if earnings are withdrawn before age 59 1/2
  • No mandatory distribution

Traditional IRA

  • 10% penalty if earnings are withdrawn before age 59 1/2
  • Mandatory distribution at age 70 1/2

Free Online and Mobile Banking

View fee schedule for withdrawal limitations

1 APY = Annual Percentage Yield. Rates as of UniversalEffectiveDate and are subject to change.
2 The qualifying Deposit Accounts include all Savings, Checking, Certificates of Deposit, and Money Markets.