Vehicle Loans

It's not just a new car, motorcycle, or outdoor toy. It's a new chapter in your personal narrative. Let's get moving.

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50%

New and Used Auto Loan

A car is an extension of your personality and it plays a role in your life story. We can't wait to see what you pick out.

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Terms up to 84 months

No pre-payment penalties

Check out our Preferred Dealerships

AutoSaver Loan

An easy auto loan with payments that look like a lease. When your “lease” period is up, you can turn in your car for something new or enjoy it a little longer. It’s pretty much a win-win.

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Terms up to 60 months

No pre-payment penalties

55%

Motorcycle Loan

Road trips take on a whole new meaning when you can feel the wind beneath your feet.

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Terms up to 120 months

No pre-payment penalties

Check out our Preferred Dealerships

Qualified vehicles: Motorcycles must be 900+cc. For other motorcycles, see Power Sport & Small RV below.

 

Large RV Loan

When the great outdoors isn't that great anymore, it might be time for a new toy.

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Terms up to 240 months

No pre-payment penalties

Check out our Preferred Dealerships

Qualified vehicles: 15-feet or greater in length and $7,500 or more in financing

Power Sport & Small RV

Start a new epic adventure and explore everything that Mother Nature has to offer.

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‚ÄčTerms up to 84 months

No pre-payment penalties

Check out our Preferred Dealerships

Qualified vehicles: Motorcycles less than 900+cc or motor vehicle less than 15-feet in length

 

Large Boat Loan

Make new memories and enjoy some fun in the sun with the whole family.

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Terms up to 240 months

No pre-payment penalties

Check out our Preferred Dealerships

Qualified vehicles: 15-feet or greater in length and $7,500 or more in financing

Auto Insurance

We know how much your car means to you.  Keep it safe with affordable protection.

TruStage3

We work with Liberty Mutual and Esurance to pick the best policy for you. Tell us a little about yourself and we’ll give you an instant quote online.

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Members Home & Auto4

With more carrier options, it’s easy to find a policy that’s made just for you. Let us know what you’re looking for & we’ll give you a call with your quote.

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A Helping Hand

Start living life on the edge. We’ll be there to catch you if you fall.

LOAN PROTECTION

We’ll cancel or waive your loan payments (up to contract maximums) if a protected life event happens to you. Don’t worry, we’ve got your back.

How do I get it? Give us a call at 888.267.7200 and let us know you want loan protection.

guaranteed asset protection plus

If your vehicle is stolen or in an accident, your insurance will offer you a payout. GAP Plus helps to fill in the gap (like what we did there?) between what you owe on your vehicle and what the insurance pays out.

How do I get it? Let us know you want GAP Plus when you take out your loan.

Mechanical repair coverage

Mechanical Repair Coverage limits your out-of-pocket repair expenses. We’ll help pay for roadside assistance and reimburse you for travel and a rental car. You get to pick from different deductible and coverage levels to create a plan that’ll fit your budget.

How do I get it? Give us a call at 888.267.7200 or visit https://creditunion.forevercar.com/laketrustcu and we'll give you a quote
*Motorcycles are not eligible for MRC*

 

Vehicle Loan Estimator5

Monthly Cost
Maximum Loan
 
Total cost of car loan
27,000
Monthly cost
450

1APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change. Federally insured by the NCUA. 

2Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.

3The TruStage Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21A0.

4Members Home and Auto Insurance Program is underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

5Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.