MoneyMarketSavings
0.30
March 9, 2015
MoneyMarketPlus
0.45
July 3, 2017
BusinessSavings
0.05
August 14, 2017
BusinessMoneyMarketSavings
0.20
August 14, 2017
HolidaySavings
0.05
September 14, 2013
MinorPrimarySavings
0.05
September 14, 2013
EasyChecking
0.00
November 1, 2014
MoneyMarketChecking
0.05
November 1, 2014
BasicBusinessChecking
0.00
August 14, 2017
PremierBusinessChecking
0.00
August 14, 2017
BusinessInterestChecking
0.05
August 14, 2017
CD
2.27
January 24, 2018
AspireCD
1.00
August 14, 2017
SaveToWin
0.55
August 14, 2017
IRACD
2.27
January 24, 2018
BusinessCD
2.27
January 24, 2018
AutoLoan
3.49
November 14, 2016
AutoSaver
3.49
Motorcycle
3.49
November 14, 2016
LargeBoatRV
5.44
January 5, 2018
PowerSports
6.20
January 18, 2016
HELOC
4.50
January 1, 2018
FixedHomeEquityLoan
4.75
January 22, 2018
SecuredPersonalLoan
Maximum Tier Dividend rate on Share account or CD rate plus 2.50% (FLOOR RATE = 4.00
March 14, 2016
PersonalLineOfCredit
16.00
December 22, 2012
UnsecuredSignatureLoan
7.90
March 14, 2017
K12TuitionLoan
6.90
January 11, 2017
CollegeLoan
6.75
PlatinumElite
9.40
August 1, 2017
PlatinumEliteRewards
11.40
August 1, 2017
PlatinumEliteCashBack
11.40
August 1, 2017
SecuredClassic
11.00
August 1, 2017
BusinessVisa
10.90
August 14, 2017
BT_PlatinumElite
12.40
BT_PlatinumEliteRewards
14.40
BT_PlatinumEliteCashBack
14.40
BT_SecuredClassic
14.00
BT_BusinessVisa
10.90
StudentLoansGraduateBusiness
5.25
StudentRefinanceConsolidation
??
PrimarySavings
0.05
September 14, 2013
CreditCardPage
August 1, 2017
SavingsAccountsPage
July 3, 2017
CheckingAccountsPage
November 1, 2014
CDsPage
August 14, 2017
VehicleLoansPage
November 14, 2016
PersonalLoansPage
March 14, 2017
StudentLoansPage
January 11, 2016
HomeLoansPage
September 4, 2017
UniversalEffectiveDate
April 23, 2018
UniversalBusinessEffectiveDate
April 2, 2018
IRACDPLUS
2.00
CDPLUS
2.00
GraduateLoan
5.00

Current Rates

We put our brainpower together and worked really hard to give each solution, loan, and account type a great rate. Check out what we’ve got in store for you. 

Vehicle Loans

New and Used Auto Loan / Auto Saver
APR as low as AutoLoan
 
 
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
No Minimum Up to 60 Months 0.009562% to 0.032849% 3.49% to 11.99%
$20,000 Up to 72 Months 0.009562% to 0.032849% 3.49% to 11.99%
$30,000 Up to 84 Months 0.011616% to 0.034904% 4.24% to 12.74%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Apply Online
Motorcycle
APR as low as Motorcycle
 
 
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
Large Bike - No Minimum Up to 66 Months 0.009562% to 0.032849% 3.49% to 11.99%
Large Bike $20,000 Up to 120 Months 0.012986% to 0.036274% 4.74% to 13.24%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Qualified vehicles: Motorcycles that are 900+cc. For other motorcycles, see Power Sport & Small RV.

Apply Online
Large Boat
APR as low as LargeBoatRV
 
 
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
$7,500 Up to 84 Months 0.014904% to 0.038192% 5.44% to 13.94%
$25,000 Up to 120 Months 0.014904% to 0.038192% 5.44% to 13.94%
$30,000 Up to 144 Months 0.014904% to 0.038192% 5.44% to 13.94%
$45,000 Up to 180 Months 0.014904% to 0.038192% 5.44% to 13.94%
$75,000 Up to 240 Months 0.016274% to 0.039562% 5.94% to 14.44%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Qualified vehicles: Boat that is 15-feet or greater in length or $7,500 or more in financing.

Apply Online
Large Recreational Vehicle
APR as low as LargeBoatRV
 
 
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
$7,500 Up to 84 Months 0.014904% to 0.038192% 5.44% to 13.94%
$25,000 Up to 120 Months 0.014904% to 0.038192% 5.44% to 13.94%
$30,000 Up to 144 Months 0.014904% to 0.038192% 5.44% to 13.94%
$45,000 Up to 180 Months 0.014904% to 0.038192% 5.44% to 13.94%
$75,000 Up to 240 Months 0.016274% to 0.039562% 5.94% to 14.44%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Qualified vehicles: Recreational vehicle (RV) that is 15-feet or greater in length or $7,500 or more in financing.

Apply Online
Power Sport
APR as low as PowerSports
 
 
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
None Up to 48 Months 0.0169399% to 0.0401639% 6.20% to 14.70%
$5,000 Up to 60 Months 0.0176230% to 0.0408470% 6.45% to 14.95%
$10,000 Up to 72 Months 0.0183060% to 0.0415301% 6.70% to 15.20%
$15,000 Up to 84 Months 0.0189891% to 0.0422131% 6.95% to 15.45%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Qualified vehicles: Motorcycles less than 900+cc or motor vehicle less than 15-feet in length.

Apply Online
Small Recreational Vehicle
APR as low as PowerSports
 
 
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
None Up to 48 Months 0.0169399% to 0.0401639% 6.20% to 14.70%
$5,000 Up to 60 Months 0.0176230% to 0.0408470% 6.45% to 14.95%
$10,000 Up to 72 Months 0.0183060% to 0.0415301% 6.70% to 15.20%
$15,000 Up to 84 Months 0.0189891% to 0.0422131% 6.95% to 15.45%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Qualified vehicles: Motor vehicle less than 15-feet in length.

Apply Online

Home Loans

Mortgage Loan
APR changes daily see rates for more details
 

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Check Today's Rate1
Fixed Home Equity Loan
APR as low as FixedHomeEquityLoan
 
First Lien Position - Maximum Combined Loan to Value up to 80%
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
Minimum $5,000 Up to 84 Months 0.013661% to 0.01459% 5% to 5.3
4%
$10,000 Up to 120 Months 0.014235% to 0.014645% 5.21% to 5.36%
$15,000 Up to 180 Months 0.012978% to 0.015% 4.75% to 5.49%
Second Lien Position - Maximum Combined Loan to Value up to 80%
Minimum Amount to Finance Term Daily Periodic Rate Annual Percentage Rate (APR)
Minimum $5,000 Up to 84 Months 0.013661% to 0.017077% 5% to 6.25%
$10,000 Up to 120 Months 0.014344% to 0.01776% 5.25% to 6.5%
$15,000 Up to 180 Months 0.012978% to 0.016393% 4.75% to 6%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Contact Me
Home Equity Line of Credit (HELOC)
APR as low as HELOC
 
Maximum Combined Loan to Value up to 80%
Loan Type Minimum Amount Term Daily Periodic Rate Annual Percentage Rate (APR)
Variable* Rate Line of Credit $5,000 Five year Draw Period, Extended upon Review Prime Rate Adjusted Quarterly, Currently 0.012329% Prime Rate Adjusted Quarterly, Currently 4.5%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Contact Me

Other Loans

Personal Loan (Deposit Secured)
SecuredPersonalLoan)
 
The ANNUAL PERCENTAGE RATE (APR) will be the maximum dividend rate available on the Certificate/Share Secured account offered as security plus 2.50% with a floor of 4.00%. The advance will be made for the length of the Certificate only. The APR and the daily periodic rate will be disclosed on the documents at the time of the advance.

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Apply Now
Personal Line of Credit
PersonalLineOfCredit
 
 
Minimum Credit Limit Term Daily Periodic Rate Annual Percentage Rate (APR)
None Minimum Payment $17.50 0.04% 16.00%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Apply Now
Personal Unsecured/Signature Loan
APR as low as UnsecuredSignatureLoan
 
 
Minimum Credit Limit Term Daily Periodic Rate Annual Percentage Rate (APR)
None Maximum 60 Months 0.0215847% to 0.0423497% 7.90% to 15.50%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Apply Now
Undergraduate Student Loans
 
Check rates1
Graduate Business Loans
 
Check rates1

Credit Cards

Platinum Elite Visa ®
APR as low as PlatinumElite
 
 
Minimum Program Name Monthly Periodic Rate Annual Percentage Rate (APR) Balance Transfer APR Cash Advance APR
$500 Platinum Elite Visa 0.7833 to 1.3667 9.40% to 16.40% 12.40% to 19.40% 12.40% to 19.40%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

APR will vary with the market based on the Prime Rate.​ Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Open a Card
Platinum Elite Rewards Visa ®
APR as low as PlatinumEliteRewards Variable*
 
 
Minimum Program Name Monthly Periodic Rate Annual Percentage Rate (APR) Balance Transfer APR Cash Advance APR
$500 Platinum Elite Rewards Visa ® 0.9500 to 1.5333 11.40% to 18.40% 14.40% to 21.40% 14.40% to 21.40%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

APR will vary with the market based on the Prime Rate.​ Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Open a Card
Platinum Elite Cash Back Visa ®
APR as low as PlatinumEliteCashBack Variable*
 
 
Minimum Program Name Monthly Periodic Rate Annual Percentage Rate (APR) Balance Transfer APR Cash Advance APR
$500 Platinum Elite Cash Back Visa ® 0.9500 to 1.5333 11.40% to 18.40% 14.40% to 21.40% 14.40% to 21.40%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

APR will vary with the market based on the Prime Rate.​ Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Open a Card
Secured Classic Visa ®
APR as low as SecuredClassic Variable*
 
 
Minimum Program Name Monthly Periodic Rate Annual Percentage Rate (APR) Balance Transfer APR Cash Advance APR
$500 Secured Classic Visa ® 0.9167 to 0.9167 11.00% 14.00% 14.00%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

APR will vary with the market based on the Prime Rate.​ Your rate will be in the ranges disclosed above and will be based on your credit history, approximate term, and security offered. A loan officer will let you know the rate you qualify for after reviewing your application documents.

Open a Card

Savings

Primary Savings
APY up to PrimarySavings
 
 
Account Amount Interest Rate Annual Percentage Yield*
Primary Savings All Balances 0.05% 0.05%

* Primary share accounts must maintain a $5 minimum.

Become a Member
Money Market Savings
APY up to MoneyMarketSavings
 
 
Amount Interest Rate Annual Percentage Yield*
$0.01 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.20% 0.20%
$25,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 and up 0.30% 0.30%
Add Account
Money Market Savings Plus
APY up to MoneyMarketPlus
 
 
Amount Interest Rate Annual Percentage Yield*
$0.01 - $49,999.99 0.05% 0.05%
$50,000.00 and up 0.45% 0.45%
Add Account
Holiday & Special Savings
APY up to HolidaySavings
 
 
Amount Interest Rate Annual Percentage Yield*
All Balances 0.05% 0.05%

Funds dispersed October 1, including accumulated interest.

Add Account
Minor Primary Savings
APY up to MinorPrimarySavings
 
 
Amount Interest Rate Annual Percentage Yield*
All Balances 0.05% 0.05%
Find a Branch

CDs

CD Plus
APY up to CDPLUS
 
 
Term Amount Interest Rate Annual Percentage Yield*
18 Months $500.00 and up 1.80% 1.81%
30 Months $500.00 and up 2.00% 2.02%

 
Add Account
IRA CD Plus
APY up to IRACDPLUS
 
 
Term Amount Interest Rate Annual Percentage Yield*
18 Months $500.00 and up 1.80% 1.81%
30 Months $500.00 and up 2.00% 2.02%

 
Find a Branch
Certificate of Deposit
APY up to CD
 
 
Term Amount Interest Rate Annual Percentage Yield*
3 - 5 Months $500 - $9,999.99 0.30% 0.30%
3 - 5 Months $10,000 - $24,999.99 0.35% 0.35%
3 - 5 Months $25,000 and up 0.40% 0.40%
6 - 11 Months $500 - $9,999.99 0.45% 0.45%
6 - 11 Months $10,000 - $24,999.99 0.50% 0.50%
6 - 11 Months $25,000 and up 0.55% 0.55%
12 - 23 Months $500 - $9,999.99 1.18% 1.19%
12 - 23 Months $10,000 - $24,999.99 1.18% 1.19%
12 - 23 Months $25,000 and up 1.18% 1.19%
24 - 35 Months $500 - $9,999.99 1.40% 1.41%
24 - 35 Months $10,000 - $24,999.99 1.40% 1.41%
24 - 35 Months $25,000 and up 1.45% 1.46%
36 - 47 Months $500 - $9,999.99 1.50% 1.51%
36 - 47 Months $10,000 - $24,999.99 1.60% 1.61%
36 - 47 Months $25,000 and up 1.65% 1.66%
48 - 59 Months $500 - $9,999.99 1.70% 1.71%
48 - 59 Months $10,000 - $24,999.99 1.70% 1.71%
48 - 59 Months $25,000 and up 1.75% 1.76%
60 - 72 Months $500 - $9,999.99 2.15% 2.17%
60 - 72 Months $10,000 - $24,999.99 2.20% 2.22%
60 - 72 Months $25,000 and up 2.25% 2.27%

Minimum balance $500.

Add Account
Save To Win
APY up to SaveToWin
 
 
Term Interest Rate Annual Percentage Yield*
N/A 0.55% 0.55%

Minimal balance $25. Add to at any time. For every $25 increase in balance, earn one entry into monthly drawings and annual drawing for 10 grand prizes of $10,000.

Find a Branch
IRA CD
APY up to IRACD
 
 
Term Amount Interest Rate Annual Percentage Yield*
3 - 5 Months $500 - $9,999.99 0.30% 0.30%
3 - 5 Months $10,000 - $24,999.99 0.35% 0.35%
3 - 5 Months $25,000 and up 0.40% 0.40%
6 - 11 Months $500 - $9,999.99 0.45% 0.45%
6 - 11 Months $10,000 - $24,999.99 0.50% 0.50%
6 - 11 Months $25,000 and up 0.55% 0.55%
12 - 23 Months $500 - $9,999.99 1.18% 1.19%
12 - 23 Months $10,000 - $24,999.99 1.18% 1.19%
12 - 23 Months $25,000 and up 1.18% 1.19%
24 - 35 Months $500 - $9,999.99 1.40% 1.41%
24 - 35 Months $10,000 - $24,999.99 1.40% 1.41%
24 - 35 Months $25,000 and up 1.45% 1.46%
36 - 47 Months $500 - $9,999.99 1.50% 1.51%
36 - 47 Months $10,000 - $24,999.99 1.60% 1.61%
36 - 47 Months $25,000 and up 1.65% 1.66%
48 - 59 Months $500 - $9,999.99 1.70% 1.71%
48 - 59 Months $10,000 - $24,999.99 1.70% 1.71%
48 - 59 Months $25,000 and up 1.75% 1.76%
60 - 72 Months $500 - $9,999.99 2.15% 2.17%
60 - 72 Months $10,000 - $24,999.99 2.20% 2.22%
60 - 72 Months $25,000 and up 2.25% 2.27%
Find a Branch
Aspire CD
APY up to AspireCD
 
 
Term Amount Interest Rate Annual Percentage Yield*
2 Years $50.00 - $10,000 Up to 1.00% APY Compounded Monthly 1.00%
Add Account

Checking

Easy Checking
APY up to EasyChecking
 
 
Amount Interest Rate Annual Percentage Yield*
$0 0.00% 0.00%
Add Account
Money Market Checking
APY up to MoneyMarketChecking
 
 
Amount Interest Rate Annual Percentage Yield*
$1,000 and up 0.05% 0.05%
Add Account

*APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change. 

*APY=Annual Percentage Yield. Rates as of UniversalEffectiveDate and subject to change.

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