Current Business Account Rates

There’s power in knowledge. As a business owner, you’re always looking for ways to save and make the most of each dollar. Enhance the financial wellbeing of your business by comparing the business interest rates on our saving, spending, and lending products.

Business Credit Card

Platinum Business Visa® Rewards

Minimum
Program Name
Annual Percentage Rate (APR)
Balance Transfer APR
Cash Advance APR

Minimum

$1,000

Program Name

Business Visa® Platinum Rewards

Annual Percentage Rate (APR)

{rate-value}%
Variable

Balance Transfer APR

{rate-value}%

Cash Advance APR

{rate-value}%

The Annual Percentage Rate is subject to change monthly to reflect any change in the index and will be determined by the Prime Rate.
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Small Business Microloans

Vehicle Microloan
APR* AS LOW AS {rate-value}%

Model Years
Term
Annual Percentage Rate (APR)

Model Years

Business Vehicle New - 2022

Term

Up to 84 Months

Annual Percentage Rate (APR)

7.59% to 17.29%

Model Years

Business Vehicle 2021 - 2016 (175K miles or less)

Term

Up to 84 Months

Annual Percentage Rate (APR)

7.84% to 17.54%

Model Years

Business Vehicle 2015 & Older (175K miles or less)

Term

Up to 84 Months

Annual Percentage Rate (APR)

8.34% to 18.04%

Actual rate and loan term are based on borrower’s creditworthiness, amount borrowed, as well as the type, value, age, and condition of the collateral offered to secure the loan. Allowable terms vary by loan amount. Loan subject to approval. A loan officer will inform you of the rate and term you qualify for after reviewing your loan application documents.
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Signature Microloan
APR* AS LOW AS {rate-value}%

Minimum Amount to Finance
Term
Annual Percentage Rate (APR)

Minimum Amount to Finance

No Minimum

Term

Maximum 120 Months

Annual Percentage Rate (APR)

11.50% to 24.10%

Actual rate and loan term is based on borrower’s creditworthiness and amount borrowed. Allowable terms vary by loan amount. Loan subject to approval. A loan officer will inform you of the rate and term you qualify for after reviewing your loan application documents.
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Line of Credit Microloan
APR* {rate-value}%

Minimum Amount to Finance
Annual Percentage Rate (APR)

Minimum Amount to Finance

No Minimum

Annual Percentage Rate (APR)

12.00%

Minimum monthly payment is a percentage of the outstanding balance (minimum of $17.50/month).


Actual rate and loan term is based on borrower’s creditworthiness and amount borrowed. Loan subject to approval. A loan officer will inform you of the rate you qualify for after reviewing your loan application documents.

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Secured Microloan APR* AS LOW AS 11.95%

Optional subtitle
Minimum Amount to Finance
Term
Annual Percentage Rate (APR)

Minimum Amount to Finance

No Minimum

Term

Up to 84 Months

Annual Percentage Rate (APR)

11.95% to 21.20%

Actual rate and loan term is based on borrower’s creditworthiness and amount borrowed. Allowable terms vary by loan amount. Loan subject to approval. A loan officer will inform you of the rate and term you qualify for after reviewing your loan application documents.
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Business Savings Accounts

Savings
APY+ UP TO 0.05%

Amount
Interest Rate
ANNUAL PERCENTAGE YIELD

Amount

All Balances

Interest Rate

0.05%

ANNUAL PERCENTAGE YIELD

0.05%

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$5 minimum opening balance. Rate may change after account is opened. Fees could reduce the earnings on the account. See fee schedule for more details.

Money Market Savings
APY+ UP TO 1.06%

Amount
Interest Rate
ANNUAL PERCENTAGE YIELD

Amount

$0.01-$1,999.99

Interest Rate

0.05%

ANNUAL PERCENTAGE YIELD

0.05%

Amount

$2,000.00-$9,999.99

Interest Rate

0.80%

ANNUAL PERCENTAGE YIELD

0.80%

Amount

$10,000.00-$99,999.99

Interest Rate

1.00%

ANNUAL PERCENTAGE YIELD

1.00%

Amount

$100,000.00 and up

Interest Rate

1.05%

ANNUAL PERCENTAGE YIELD

1.06%

$1,000 minimum opening balance. Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
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Business Money Market Premium
APY+ UP TO 3.75%

Amount
Interest Rate
ANNUAL PERCENTAGE YIELD

Amount

$0.01-$99,999.99

Interest Rate

0.01%

ANNUAL PERCENTAGE YIELD

0.01%

Amount

$100,000.00-$249,999.99

Interest Rate

1.74%

ANNUAL PERCENTAGE YIELD

1.75%

Amount

$250,000.00-$499,999.99

Interest Rate

1.98%

ANNUAL PERCENTAGE YIELD

2.00%

Amount

$500,000.00 - $749,999.99

Interest Rate

2.47%

ANNUAL PERCENTAGE YIELD

2.50%

Amount

$750,000.00 - $999,999.99

Interest Rate

2.96%

ANNUAL PERCENTAGE YIELD

3.00%

Amount

$1,000,000.00 - $2,499,999.99

Interest Rate

3.20%

ANNUAL PERCENTAGE YIELD

3.25%

Amount

$2,500,000.00-$4,999,999.99

Interest Rate

3.45%

ANNUAL PERCENTAGE YIELD

3.51%

Amount

$5,000,000.00+

Interest Rate

3.69%

ANNUAL PERCENTAGE YIELD

3.75%

$1,000 minimum opening balance. Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
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Business Certificate of Deposits (CDs)

CD
APY+ UP TO 4.15%

Term
Amount
Interest Rate
Annual Percentage Yield (APY)

Term

3-5 Months

Amount

$500.00 - $11,999.99

Interest Rate

2.45%

Annual Percentage Yield (APY)

2.48%

Term

3-5 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.35%

Annual Percentage Yield (APY)

3.40%

Term

3-5 Months

Amount

$30,000.00 and up

Interest Rate

3.35%

Annual Percentage Yield (APY)

3.40%

Term

6 - 11 Months

Amount

$500.00 - $11,999.99

Interest Rate

3.25%

Annual Percentage Yield (APY)

3.30%

Term

6 - 11 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.45%

Annual Percentage Yield (APY)

3.51%

Term

6 - 11 Months

Amount

$30,000.00 and up

Interest Rate

4.07%

Annual Percentage Yield (APY)

4.15%

Term

12 - 23 Months

Amount

$500.00 - $11,999.99

Interest Rate

3.35%

Annual Percentage Yield (APY)

3.40%

Term

12 - 23 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.69%

Annual Percentage Yield (APY)

3.75%

Term

12 - 23 Months

Amount

$30,000.00 and up

Interest Rate

3.69%

Annual Percentage Yield (APY)

3.75%

Term

24 - 35 Months

Amount

$500.00 - $11,999.99

Interest Rate

3.10%

Annual Percentage Yield (APY)

3.14%

Term

24 - 35 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.34%

Annual Percentage Yield (APY)

3.39%

Term

24 - 35 Months

Amount

$30,000.00 and up

Interest Rate

3.34%

Annual Percentage Yield (APY)

3.39%

Term

36 - 47 Months

Amount

$500.00 - $11,999.99

Interest Rate

3.15%

Annual Percentage Yield (APY)

3.20%

Term

36 - 47 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.30%

Annual Percentage Yield (APY)

3.35%

Term

36 - 47 Months

Amount

$30,000.00 and up

Interest Rate

3.55%

Annual Percentage Yield (APY)

3.61%

Term

48 - 59 Months

Amount

$500.00 -$11,999.99

Interest Rate

2.95%

Annual Percentage Yield (APY)

2.99%

Term

48 - 59 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.10%

Annual Percentage Yield (APY)

3.14%

Term

48 - 59 Months

Amount

$30,000.00 and up

Interest Rate

3.35%

Annual Percentage Yield (APY)

3.40%

Term

60 - 72 Months

Amount

$500.00 - $11,999.99

Interest Rate

3.20%

Annual Percentage Yield (APY)

3.25%

Term

60 - 72 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.35%

Annual Percentage Yield (APY)

3.40%

Term

60 - 72 Months

Amount

$30,000.00 and up

Interest Rate

3.40%

Annual Percentage Yield (APY)

3.45%

$500 minimum opening balance. Penalty for early withdrawals.
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Business CD Plus
APY+ UP TO 4.25%

Term
Interest Rate
Annual Percentage Yield (APY)

Term

5 Months

Interest Rate

4.07%

Annual Percentage Yield (APY)

4.15%

Converts to a 6-month regular Business CD upon maturity.

Term

11 Months

Interest Rate

4.17%

Annual Percentage Yield (APY)

4.25%

Converts to a 12-month regular Business CD upon maturity.

$500 minimum opening balance. Penalty for early withdrawals.
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Municipal/Government 12 Month CD
APY+ UP TO 4.00%

Term
Amount
Interest Rate
Annual Percentage Yield (APY)

Term

12 Months

Amount

$500.00 - $11,999.99

Interest Rate

3.35%

Annual Percentage Yield (APY)

3.40%

Term

12 Months

Amount

$12,000.00 - $29,999.99

Interest Rate

3.93%

Annual Percentage Yield (APY)

4.00%

Term

12 Months

Amount

$30,000.00 and up

Interest Rate

3.93%

Annual Percentage Yield (APY)

4.00%

$500 minimum opening balance. Penalty for early withdrawals.
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Check out our free financial calculators to see your monthly payment with different loan options. Or learn more about the return on savings and CD accounts.

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Business Checking Accounts

Basic Checking
APY+ UP TO 0.00%

Amount
Interest Rate
ANNUAL PERCENTAGE YIELD (APY)

Amount

$0

Interest Rate

0.00%

ANNUAL PERCENTAGE YIELD (APY)

0.00%

$50 minimum opening balance. Rate may change after account is opened. Fees could reduce the earnings on the account. See fee schedule for more details.
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Premier Checking
APY+ UP TO 0.00%

Amount
Interest Rate
ANNUAL PERCENTAGE YIELD (APY)

Amount

$0

Interest Rate

0.00%

ANNUAL PERCENTAGE YIELD (APY)

0.00%

$50 minimum opening balance. Rate may change after account is opened. Fees could reduce the earnings on the account. See fee schedule for more details.
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Interest Checking
APY+ UP TO 0.10%

Amount
Interest Rate
ANNUAL PERCENTAGE YIELD (APY)

Amount

$5,000.00 and up

Interest Rate

0.10%

ANNUAL PERCENTAGE YIELD (APY)

0.10%

$50 minimum opening balance. Rate may change after account is opened. Fees could reduce the earnings on the account. See fee schedule for more details.
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*APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective December 8, 2024 and subject to change.

+APY=Annual Percentage Yield. Rates as of January 7, 2025 and subject to change.