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Current Rates

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Credit Cards

Platinum Business Visa® Rewards
APR as low as BusinessVisa Variable
 
 
Minimum Program Name Annual Percentage Rate (APR) Balance Transfer APR Cash Advance APR
$5,000 Business Visa® Platinum Rewards 10.90% Variable 10.90% 10.90%

LOAN TERMS AND CONDITIONS | All Rates Expressed as Annual Percentage Rate (APR)

The annual percentage rate is subject to change monthly to reflect any change in the index and will be determined by the Prime Rate.

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Savings Accounts

Business Savings
APY up to BusinessSavings
 
 
Amount Interest Rate Annual Percentage Yield*
All Balances 0.05% 0.05%
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Business Money Market Savings
APY up to BusinessMoneyMarketSavings
 
 
Amount Interest Rate Annual Percentage Yield*
$0.01 - $1,999.99 0.05% 0.05%
$2,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $29,999.99 0.30% 0.30%
$30,000 and up 0.35% 0.35%
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CDs

Business CD
APY up to BusinessCD
 
 
Account Amount Interest Rate Annual Percentage Yield*
3 - 5 Months $500.00 - $11,999.99 0.30% 0.30%
3 - 5 Months $12,000.00 - $29,999.99 0.35% 0.35%
3 - 5 Months $30,000 and up 0.40% 0.40%
6 - 11 Months $500.00 - $11,999.99 0.90% 0.90%
6 - 11 Months $12,000.00 - $29,999.99 1.00% 1.00%
6 - 11 Months $30,000 and up 1.09% 1.10%
12 - 23 Months $500.00 - $11,999.99 1.18% 1.19%
12 - 23 Months $12,000.00 - $29,999.99 1.18% 1.19%
12 - 23 Months $30,000 and up 1.18% 1.19%
24 - 35 Months $500.00 - $11,999.99 1.60% 1.61%
24 - 35 Months $12,000.00 - $29,999.99 1.60% 1.61%
24 - 35 Months $30,000 and up 1.65% 1.66%
36 - 47 Months $500.00 - $11,999.99 1.70% 1.71%
36 - 47 Months $12,000.00 - $29,999.99 1.70% 1.71%
36 - 47 Months $30,000 and up 1.75% 1.76%
48 - 59 Months $500.00 - $11,999.99 1.85% 1.87%
48 - 59 Months $12,000.00 - $29,999.99 1.85% 1.87%
48 - 59 Months $30,000 and up 1.90% 1.92%
60 - 72 Months $500.00 - $11,999.99 2.15% 2.17%
60 - 72 Months $12,000.00 - $29,999.99 2.25% 2.27%
60 - 72 Months $30,000 and up 2.25% 2.27%
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ElevateCD
APY up to ElevateCD1
 
Account Amount Interest Rate Annual Percentage Yield*
13 Months $500 - $9,999 1.75% 1.76%
13 Months $10,000 - $49,999 1.80% 1.81%
13 Months $50,000 and up 1.85% 1.87%

Minimum balance $500. Bonus rate only available on new ElevateCD accounts opened with at least $500 of new money.1

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Checking

Basic Business Checking
APY up to BasicBusinessChecking
 
 
Amount Interest Rate Annual Percentage Yield*
$0 0.00% 0.00%

Minimum balance $500.

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Premier Business Checking
APY up to PremierBusinessChecking
 
 
Amount Interest Rate Annual Percentage Yield*
$0 0.00% 0.00%

Minimum balance $1,000.

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Business Interest Checking
APY up to BusinessInterestChecking
 
 
Amount Interest Rate Annual Percentage Yield*
$5,000.00 and up 0.05% 0.05%

Minimum balance $5,000.

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*APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalBusinessEffectiveDate and subject to change. 

*APY=Annual Percentage Yield. Rates as of UniversalBusinessEffectiveDate and subject to change.

1Restrictions apply. Bonus rate only available on new ElevateCD accounts opened with at least $500 of new money. New Money includes cash, cashier’s checks, other financial institution’s checks and funds from direct deposits, wires, and ACH transactions deposited into a Lake Trust Credit Union account within the last 30 days. Visit a branch or call us for details.

Savings Accounts

Plan for the future and start saving for your business goals.

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Treasury Services

Choose the services you need to manage your business accounts, your way.

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