Fee Schedule
Checking/Savings
Check Printing
Depends on style of checks ordered
Courtesy Pay
Transactions $10.00 and below
No Charge
Transactions $10.01 - $20.00
$10.00
Transactions $20.01 - $32.00
$20.00
Transactions $32.01 and over
$32.00
Deposited Check Returned Unpaid
$10.00
Inactive Account Monthly Fee (1 year of inactivity)
$2.00
Low Balance Savings Monthly Fee
$3.00
Money Market Savings Monthly Service Fee
$10.00
Money Market PLUS Savings Monthly Service Fee
$10.00
Money Market Premium Savings Monthly Service Fee
$10.00
Money Market Checking Monthly Service Fee
$5.00
Non-Sufficient Funds (NSF)
Transactions $10.00 and below
No Charge
Transactions $10.01 - $20.00
$10.00
Transactions $20.01 - $32.00
$20.00
Transactions $32.01 and over
$32.00
Paper Statement Processing Fee (per statement)
$2.00
Stop Payment
$32.00
Temporary Checks (per four checks)
$1.00
Miscellaneous
Account Activity/History Printout
No Charge
ATMs not owned and operated by Lake Trust Credit Union or outside the CO-OP Network per transaction and balance inquiry
$1.50
Account Research (per hour)
$20.00
Bill Pay Electronic Expedited Payments
$5.00
Bill Pay Overnight Check Payments
$25.00
Copy of:
Check
$5.00
Money Order
$5.00
Official Check (Cashier’s Check)
$5.00
Statement
No Charge
Credit Card Fees
See Credit Card Disclosure
Debit Card Rush Fee
$30.00
Debit Card Reissue Fee
$5.00
Escheated Account Fee
$100.00
Incoming Loan Payment Processing Fee
By phone (Debit Card)
$4.95
Online (Debit Card)
$4.95
Legal Garnishment
$100.00
Loan Payment Extension Fee (Skip-a-Payment)
$35.00
Purchase of Money Order
$3.00
Notary Service
No Charge
Purchase of Official Check (Cashier’s Check)
$4.00
Online Banking External Transfers
External Transfer Standard
No Charge
External Transfer Express
$5.00
On-Us Check Cashing Fee (Non-Member)
$5.00
Wire Transfer
Incoming
$5.00
Outgoing (Domestic)
$25.00
Outgoing (International)
$50.00
Fees Effective April 10, 2025 and subject to change