Personal Loans

You have the power to achieve more. A personal loan can give you that chance. A chance to better manage your debt. Or embark on a new goal.
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Discover what’s possible.

Discover what’s possible.

Whether you’re hoping to combine your loan debt, want to make a single, large purchase, or need funding for another purpose, a personal loan could make it happen. This option offers flexible financing that can fit a variety of situations. Explore the possibilities. And take your next step.
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Unsecured/Signature Loan
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You can use this personal loan option for almost any large, single purchase or expense. If you want predictable monthly payments after completing your purchase or project, this loan option may be right for you.
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Minimum loan amount: $500

Predictable monthly payments over a fixed term

Good for a large single purchase or expense

No collateral required

No application fee

No pre-payment penalty

Up to 120 monthly payments or single payment terms

Personal Line of Credit
AS LOW AS {rate-value}% APR1

If you want to access funds as needed (but not necessarily all at once), a line of credit could help. This is a great option if you’re working on a project and need money at different times. Or if you want to have easily accessible funds in case of an emergency.
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Minimum credit limit: $500

Access your money over time for ongoing expenses

As you pay down your balance, funds become available again

No collateral required

Access funds as needed by ATM, phone, or online transfer

Monthly payment is a percentage of the outstanding balance (minimum of $17.50/month)

No application fee

No annual fee

Discover the power in you by starting a Lake Trust membership.

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Empower your financial future.

Imagine your dream future. And make a plan to get there. With education and information, you can find more confidence along your journey.

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1 APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective September 30, 2024 and subject to change.