Empower your future.

All of us have the power to create a better future for ourselves and our loved ones. At Lake Trust Financial Life Planning, we customize your path forward, develop strategies, and create the future you want by making the right moves today.

LET’S PLAN TOGETHER
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Planning for every stage.

Every stage of life is different. Maybe you’re just starting to save. Securing a loan for your first car. Or uncertain about what retirement might look like for you. Lake Trust Financial Life Planning was founded on the idea that everyone can find confidence in knowing they are on the path to work toward financial wellbeing. No matter your goals, we are here for you. And we are ready to work together to create a personalized plan for the future.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck 1.

FINANCIAL PLANNING

Long-term planning. Here for you.

What's next? Let's plan for major life moments to aim to ensure your money is ready for what matters.

Retirement Planning

College Planning

Estate Planning & Review

Retirement Planning

Let's build a partnership and discuss current and future sources of income, take a look at your expenses, and manage your assets. Together.

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College Planning

There's power in reaching higher. Put your student first and strategize how to provide funding for their future educational opportunities.

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Estate Planning & Review

Tell us your story. A personalized plan for your estate can be created and modified as your situation or goals change over time.

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INVESTING

The power of balance.

A balanced portfolio can be important to your long-term financial wellbeing. Work toward your goals, big or small, with our diverse selection of investment options.

Bonds

Common Stocks

Brokerage Accounts

IRAs

Treasury Bills

Treasury Notes

Annuities

Bonds

Enjoy free online & mobile banking, and options to save for your next big purchase. Plus, earn interest on your balance.

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Common Stocks

Interested in becoming a shareholder? Choose common stocks for companies you care about, and feel more connected to your investment.

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Brokerage Accounts

When you open a brokerage account, you’ll team up with a Registered Representative of LPL Financial to develop an investment strategy that is suitable for your money.

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IRAs

Explore IRA options that support your long-term savings strategy. Traditional, Roth, SEP, and SIMPLE IRA solutions are all available for individuals and employers.

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Treasury Bills

Safe. Predictable. Guaranteed. Purchase Treasury Bills at a discounted price and enjoy the benefits of a short-term investment solution.

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Treasury Notes

Find a safe investment solution with consistent returns. Treasury Notes offer a fixed interest rate over a term range of 2–10 years.

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Annuities

Financial stress shouldn’t be a part of your life after work. Annuities can be a powerful option to support your lifestyle during retirement.

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INSURING

Powerfully protected.

Uncertainty is part of life. Find peace of mind with insurance options that fit your personalized needs.

Individual & Family

Auto & Home

Life

AD&D

Long-Term Care Planning

Medicare

Individual & Family

Stay confidently protected. Connect with our partners at Jackson Kennedy LLC to find the right coverage for you and your family.

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Auto & Home

Thanks to our partnerships with trusted auto and home insurance providers, you can find a personalized plan of protection and enjoy special member pricing to help you manage expenses.

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Life Insurance

Empower the next generation of your loved ones. Choose between term or whole life and start protecting your family’s financial wellbeing from significant burdens in the future.

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AD&D

Life can have its serious and stressful moments. Choose from individual or family coverage options that help your family after a serious life event. As part of our continued focus on financial wellbeing, Lake Trust members can sign up for free AD&D insurance and receive up to $2,000 of coverage.

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Long-Term Care Planning

You deserve a comfortable future. No matter your budget, long-term care insurance might be available with varying options to ease the financial costs of required care.

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Medicare

Our partners at Jackson Kennedy LLC can help you sign up for the right Medicare plan based on your needs. Let’s embark on a new adventure and worry less about the complexities of Medicare.

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Connect with our team to start planning.

Contact Us

LPL Financial Form CRS.1

 

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

Insurance products are offered through LPL or its licensed affiliates. Lake Trust Credit Union and Lake Trust Financial Life Planning are not registered as a broker-dealer or investment advisor.

Registered representatives of LPL offer products and services using Lake Trust Financial Life Planning, and may also be employees of Lake Trust Credit Union. 

These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Lake Trust Credit Union or Lake Trust Financial Life Planning.  Securities and insurance offered through LPL or its affiliates are:

- Not Insured by NCUA or Any Other Government Agency

- Not Credit Union Guaranteed

- Not Credit Union Deposits or Obligations

- May Lose Value

Your Credit Union (“Financial Institution"") provides referrals to financial professionals of LPL Financial LLC (“LPL"") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html1


This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.

LPL Financial’s Privacy Policy1

 

1Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.

Important Consumer Information:

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

1. Representatives of a broker/dealer (“BD”) or investment advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state’s licensure requirements.

2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.