Empower your story.

Discover personal banking solutions that empower your path to financial wellbeing.

OPEN AN ACCOUNT
Corey, a Lake Trust member, and a woman with curly hair visit a branch
Your story might feature a leap of faith. Or taking the first small baby steps. No matter where your story leads, find your footing with personal banking solutions at Lake Trust.

Become a member.

Become a member.

Do you live, work, worship, or attend school in Michigan? Join a community of nearly 200,000 members who care about the power in all of us. Become a member today.

Our eligibility requirements are simple. You will need:

An initial $5 deposit to open a Membership Savings Account

A driver’s license or state ID

A Social Security number

JOIN NOW
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OUR STORY
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At Lake Trust, we take pride in making Michigan a better place to live, work, and enjoy financial wellbeing. We also care deeply about the people of our state. Our team and the Lake Trust Foundation give back through regular volunteer events and transformative community grants, donations, and academic scholarships.

Ultimately, our mission starts with you. When you become a member, you play a role in expanding financial freedom and multiplying positive impact. And we are ready to accompany your financial journey, listening to your dreams and providing solutions that achieve your goals. It’s all about building genuine relationships that last — and building powerful communities that thrive.

Read more

Explore some of our solutions.

BANKING

Easy Checking Account

The funds you need — when you need them.

Free Online and Mobile Banking

No minimum balance

No monthly service fee

EXPLORE

BANKING

Certificate of Deposit (CD) Account

Maximize your investment with secure, guaranteed returns over a set term. Find the CD account that fits your goals.

Multiple account options

Earn predictable returns with a fixed interest rate

Flexible minimum balance requirement

EXPLORE

BANKING

Savings Accounts

Open a savings account that prioritizes your future.

Free Online and Mobile Banking

Options to save for vacations or holidays

Earn interest on balance

EXPLORE

BORROWING

Auto Loan

Behind the wheel. Ahead in savings. Choose an auto loan that keeps you moving.

Terms up to 84 months

Shop online for your next car at GrooveCar1

No pre-payment penalties

EXPLORE

Do you have more questions?
We’re here to help.

Contact Us

Not a member yet?
Let's change that.

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MEMBER STORY

Meet Nicole.

MEMBER STORY

Meet Nicole.

Nicole is a 20-year Lake Trust member and the founder of More Love Collective, a small business based in Grand Haven that sells beaded bracelets for a greater purpose.

READ HER STORY
Nicole, the owner of More Love Collective, sits on a couch at a movie studio

Find a location.

Find a location.

Use the interactive map to find the ATM or branch that is closest to you. Video Teller Machines are also available.
FIND A LOCATION
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Lake Trust Foundation White Logo

The Lake Trust Foundation is a 501(c)(3) organization that was established to expand our opportunities to multiply positive impact throughout the state of Michigan.

LEARN MORE

Powered By Good Day

Powered By Good Day

Powered By Good Day is an annual event in which Lake Trust team members come together by volunteering and helping organizations that positively impact our communities.
Read the story
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Not a member yet? Let’s change that.
JOIN US

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