Checking Accounts

When you’re working toward your goals, you might need a place to keep your spending cash separate from your savings. And a checking account can help.
An older couple sits at a desk as a Lake Trust team member hands them a debit card

Discover what’s possible.

Discover what’s possible.

Whether you’re making everyday purchases or you’re ready to splurge, it’s helpful to have checking account options that support the way you spend. And support the life you want to lead.

If you’re already a member, you can sign in to Online Banking to open any of the accounts below.
Three Lake Trust team members help three members at a Lake Trust branch

Easy Checking
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Simplicity is key to a well-balanced life. And Easy Checking fits right in. This easy, no-frills account makes it possible for you to just enjoy a place to keep your spending money.
INTEREST
{rate-value}% APY1
MINIMUM TO OPEN
$0.00
OPEN ACCOUNT
MORE DETAILS
No monthly service fee

No minimum balance

Debit card available

Unlimited check writing

Overdraft Protection available

Free Online and Mobile Banking
View Overdraft Protection solutions & fees

Money Market Checking
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If you often keep a higher balance in your account and hope to earn interest on your cash, then Money Market Checking might be a good option. See how easy it is to save a little more.
INTEREST
{rate-value}% APY1
MINIMUM TO OPEN
$1,000
OPEN ACCOUNT

MORE DETAILS
Monthly $5 fee; waived when minimum balance is met

Minimum balance $1,000+; or combined accounts of $5,0002 

Two ATM fee refunds per month if you do at least one debit card transaction

Debit card available

Unlimited check writing

Overdraft Protection available

Free Online and Mobile Banking
View Overdraft Protection solutions & fees

Discover the power in you by starting a Lake Trust membership.

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1APY = Annual Percentage Yield. Rates as of September 30, 2024 and are subject to change.

2The qualifying Deposit Accounts include all Savings, Checking, Certificates of Deposit, and Money Markets.