Vehicle Loans

It’s more than just a new car, motorcycle, boat, or recreational vehicle. It’s a new chapter in your adventure. Or a reliable way to get to that new job that’s a little farther away. Let’s get moving.

A woman in sunglasses sits in a car with her hands on the steering wheel

The journey forward awaits.

Jump into your next vehicle. Whether you have plans to take your trip off-road or need the safest ride for your family. Find all the tools you need to find the best fit for you. And if you’re still looking for your perfect ride, we can help².

A man is driving a car and the woman sitting next to him looks in the back seat at a child in a car seat

Auto Loan
AS LOW AS {rate-value}% APR¹

A car can be an extension of your personality, and it plays a role in your daily life. Whether you’re shopping for a new or “new-to-you” vehicle, we’re here to help.

APPLY ONLINE Refinance

MORE DETAILS

Terms up to 84 months

“As low as” rates refer to collateral from 2022 or newer. See rates.

No pre-payment penalties

Check out our Preferred Dealerships

AutoSaver Loan
AS LOW AS {rate-value}% APR¹

An easy auto loan with payments that look like a lease. When your payment period is up, you can turn in your car for something new or enjoy it a little longer.

APPLY ONLINE REFINANCE

MORE DETAILS

Terms up to 72 months

“As low as” rates refer to collateral from 2022 or newer. See rates.

No pre-payment penalties

Yearly mileage limits apply: 7,500 miles, 10,000 miles, 12,000 miles, 15,000 miles, or 18,000 miles

Total mileage based on loan term

Future year, current year, and vehicles up to five model years old are eligible

No early termination fees if you decide to sell, trade in, or refinance vehicle during the loan term

Remainder of loan balance is due in full as a balloon payment at the end of the term if you decide to keep vehicle

Get a quote² and find out how much you can save!

Boat Loan
AS LOW AS {rate-value}% APR¹

Make the most of summers on the lake in Michigan. And enjoy fun in the sun with the whole family.

APPLY ONLINE REFINANCE

MORE DETAILS

Rates and terms depend on amount financed. See rates.

“As low as” rates refer to collateral from 2023 or newer. See rates.

Check out our Preferred Dealerships.

RV Loan
AS LOW AS {rate-value}% APR¹

When you’re ready to enjoy the outdoors with a few more amenities. It might be time to trade up to an RV.

APPLY ONLINE REFINANCE

MORE DETAILS

Rates and terms depend on amount financed. See rates.

“As low as” rates refer to collateral from 2023 or newer. See rates.

Check out our Preferred Dealerships.

Motorcycle Loan
AS LOW AS {rate-value}% APR¹

You’ve watched those motorcycles roar by and imagined hitting the open road. When you’re ready to make that vision a reality, we can help.

APPLY ONLINE REFINANCE

MORE DETAILS

Rates and terms depend on amount financed. See rates.

“As low as” rates refer to collateral from 2023 or newer. See rates.

Check out our Preferred Dealerships.

Other Vehicle Loans
AS LOW AS {rate-value}% APR¹

Start a new epic adventure with an ATV. Level up your home or farm with a riding lawn mower or tractor. Whatever vehicle you’re looking for, take the next step on your journey today.

APPLY ONLINE REFINANCE

MORE DETAILS

Terms up to 84 months

No pre-payment penalties

Check out our Preferred Dealerships

Qualified vehicles include Personal Watercrafts (e.g., Jet Skis), Snowmobiles, ATVs, Tractors, Riding Lawn Mowers, and Trailers.

Auto Insurance

We know how much your car means to you. Keep it safe with affordable protection.

TruStage logo

Our partners at TruStage³ work with Liberty Mutual and Esurance to pick the best policy for you. Share a little information about what you're looking for to get an instant online quote.

GET A QUOTE²

Members Home and Auto Insurance Network logo

With a wide range of insurance carrier options, our partners⁴ can easily find a policy that fits your needs. Fill out a quick online form and a representative will contact you with a quote.

GET STARTED²

Loan Protection

When the unexpected happens, financial obligations can feel overwhelming. Give yourself peace of mind with Loan Protection. If a protected life event happens to you, we’ll cancel or waive your loan payments (up to contract maximums).

To add Loan Protection or to find out more, give us a call at 888.267.7200.

Guaranteed Asset Protection (GAP) Plus

If your vehicle is stolen or totaled in an accident, your insurance will offer you a payout. GAP Plus helps to cover the difference between what you owe on your vehicle and what the insurance pays out. Plus, we’ll cover up to $1,000 of your insurance deductible if your vehicle is a total loss. If this happens, GAP Plus will also cancel $1,000 of your replacement vehicle loan with us.*

*Purchase your replacement vehicle and finance with us within 60 days of your primary insurance settlement. To add GAP Plus, let us know when you take out your loan.

A woman pumps gas as two girls look out the car window

¹APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective September 23, 2024 and subject to change.

²Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.

³The TruStage Auto & Home Insurance Program is made available by TruStage and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21A0.

⁴Members Home and Auto Insurance Program is underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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Vehicle Loans

The journey forward awaits.