Disclosures
Membership & Account Agreement - Consumer Accounts
Important Notice: Updates to Your Account Terms & Conditions - Funds Availability Effective 07.01.25
Expectations of Member Conduct
Certificate of Deposit/IRA Truth-In-Savings Disclosure
Privacy Policy
Personal Banking Fee Schedule
Membership & Account Agreement - Business/Municipal/Government Accounts
Important Notice: Updates to Your Business Account Terms & Conditions - Funds Availability Effective 07.01.25
Business Certificate of Deposit Details
Business/Municipal/Government Fee Schedule
E-Statement Disclosures and Agreement
Consumer Credit Card Agreement
Overdraft Solutions Agreement
Treatment of Members as Consumers
Aspire Savings Disclosure
Aspire CD Disclosure
CD Plus 5-Month Disclosure
IRA CD Plus 5-Month Disclosure
Business CD Plus 5-Month Disclosure
CD Plus 11-Month Disclosure
IRA CD Plus 11-Month Disclosure
Business CD Plus 11-Month Disclosure
Municipal/Government 12-month CD Disclosure
Business Money Market Premium Disclsoure
Business Credit Card Agreement
Transparency in Coverage
This link1 leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.
Excessive or Luxury Expenditures
Lake Trust Credit Union Foundation Raffle House Rules
Nondiscrimination Statement
Municipal/Government Money Market Premium Disclosure
1 Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.