Current Business Account Rates
There’s power in knowledge. As a business owner, you’re always looking for ways to save and make the most of each dollar. Enhance the financial wellbeing of your business by comparing the business interest rates on our saving, spending, and lending products.
Business Credit Card
Platinum Business Visa® Rewards
Minimum
$1,000
Program Name
Business Visa® Platinum Rewards
Annual Percentage Rate (APR)
Balance Transfer APR
Cash Advance APR
Small Business Microloans
Vehicle Microloan
APR* AS LOW AS {rate-value}%
Model Years
Business Vehicle New - 2022
Term
Up to 84 Months
Annual Percentage Rate (APR)
7.84% to 17.54%
Model Years
Business Vehicle 2021 - 2016 (175K miles or less)
Term
Up to 84 Months
Annual Percentage Rate (APR)
8.09% to 17.79%
Model Years
Business Vehicle 2015 & Older (175K miles or less)
Term
Up to 84 Months
Annual Percentage Rate (APR)
8.59% to 18.29%
Signature Microloan
APR* AS LOW AS {rate-value}%
Minimum Amount to Finance
No Minimum
Term
Maximum 120 Months
Annual Percentage Rate (APR)
11.50% to 24.10%
Line of Credit Microloan
APR* {rate-value}%
Minimum Amount to Finance
No Minimum
Annual Percentage Rate (APR)
12.00%
Minimum monthly payment is a percentage of the outstanding balance (minimum of $17.50/month).
Actual rate and loan term is based on borrower’s creditworthiness and amount borrowed. Loan subject to approval. A loan officer will inform you of the rate you qualify for after reviewing your loan application documents.
Secured Microloan APR* AS LOW AS 11.95%
Optional subtitle
Minimum Amount to Finance
No Minimum
Term
Up to 84 Months
Annual Percentage Rate (APR)
11.95% to 21.20%
Business Savings Accounts
Savings
APY+ UP TO 0.05%
Amount
All Balances
Interest Rate
0.05%
ANNUAL PERCENTAGE YIELD
0.05%
Money Market Savings
APY+ UP TO 1.06%
Amount
$0.01-$1,999.99
Interest Rate
0.05%
ANNUAL PERCENTAGE YIELD
0.05%
Amount
$2,000.00-$9,999.99
Interest Rate
0.80%
ANNUAL PERCENTAGE YIELD
0.80%
Amount
$10,000.00-$99,999.99
Interest Rate
1.00%
ANNUAL PERCENTAGE YIELD
1.00%
Amount
$100,000.00 and up
Interest Rate
1.05%
ANNUAL PERCENTAGE YIELD
1.06%
Business Certificate of Deposits (CDs)
CD
APY+ UP TO 4.15%
Term
3-5 Months
Amount
$500.00 - $11,999.99
Interest Rate
2.45%
Annual Percentage Yield (APY)
2.48%
Term
3-5 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.35%
Annual Percentage Yield (APY)
3.40%
Term
3-5 Months
Amount
$30,000.00 and up
Interest Rate
3.35%
Annual Percentage Yield (APY)
3.40%
Term
6 - 11 Months
Amount
$500.00 - $11,999.99
Interest Rate
3.25%
Annual Percentage Yield (APY)
3.30%
Term
6 - 11 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.45%
Annual Percentage Yield (APY)
3.51%
Term
6 - 11 Months
Amount
$30,000.00 and up
Interest Rate
4.07%
Annual Percentage Yield (APY)
4.15%
Term
12 - 23 Months
Amount
$500.00 - $11,999.99
Interest Rate
3.35%
Annual Percentage Yield (APY)
3.40%
Term
12 - 23 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.93%
Annual Percentage Yield (APY)
4.00%
Term
12 - 23 Months
Amount
$30,000.00 and up
Interest Rate
3.93%
Annual Percentage Yield (APY)
4.00%
Term
24 - 35 Months
Amount
$500.00 - $11,999.99
Interest Rate
3.35%
Annual Percentage Yield (APY)
3.40%
Term
24 - 35 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.59%
Annual Percentage Yield (APY)
3.65%
Term
24 - 35 Months
Amount
$30,000.00 and up
Interest Rate
3.55%
Annual Percentage Yield (APY)
3.65%
Term
36 - 47 Months
Amount
$500.00 - $11,999.99
Interest Rate
3.15%
Annual Percentage Yield (APY)
3.20%
Term
36 - 47 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.30%
Annual Percentage Yield (APY)
3.35%
Term
36 - 47 Months
Amount
$30,000.00 and up
Interest Rate
3.55%
Annual Percentage Yield (APY)
3.61%
Term
48 - 59 Months
Amount
$500.00 -$11,999.99
Interest Rate
2.95%
Annual Percentage Yield (APY)
2.99%
Term
48 - 59 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.10%
Annual Percentage Yield (APY)
3.14%
Term
48 - 59 Months
Amount
$30,000.00 and up
Interest Rate
3.35%
Annual Percentage Yield (APY)
3.40%
Term
60 - 72 Months
Amount
$500.00 - $11,999.99
Interest Rate
3.20%
Annual Percentage Yield (APY)
3.25%
Term
60 - 72 Months
Amount
$12,000.00 - $29,999.99
Interest Rate
3.35%
Annual Percentage Yield (APY)
3.40%
Term
60 - 72 Months
Amount
$30,000.00 and up
Interest Rate
3.40%
Annual Percentage Yield (APY)
3.45%
Check out our free financial calculators to see your monthly payment with different loan options. Or learn more about the return on savings and CD accounts.
Business Checking Accounts
Basic Checking
APY+ UP TO 0.00%
Amount
$0
Interest Rate
0.00%
ANNUAL PERCENTAGE YIELD (APY)
0.00%
Premier Checking
APY+ UP TO 0.00%
Amount
$0
Interest Rate
0.00%
ANNUAL PERCENTAGE YIELD (APY)
0.00%
Interest Checking
APY+ UP TO 0.10%
Amount
$5,000.00 and up
Interest Rate
0.10%
ANNUAL PERCENTAGE YIELD (APY)
0.10%
+APY=Annual Percentage Yield. Rates as of September 23, 2024 and subject to change.