Calculators

Plan for your best financial future. Whether you’re deciding how much you need to save for your dream retirement, or how much you can afford when purchasing your next vehicle, one of our financial calculators may help.So you can feel confident in taking the next steps toward your goals.
Woman on laptop using Lake Trust calculators.

Savings & Budgeting

Savings Interest Calculator

Use this calculator to estimate your investment growth over time.
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Savings Goal Calculator

Estimate how your future savings will grow.
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Healthcare Savings Account (HSA) Calculator

Fine tune your HSA savings plan by finding out how much it can be worth over time.
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College Savings Calculator

Estimate how your college savings will grow to create a savings plan to fit your goals.
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Retirement Planning

Roth IRA Calculator

Use this calculator to estimate the amount you could save using a Roth IRA.
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Retirement Income Calculator

Estimate how much income you’ll have in retirement and whether you’re saving enough.
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Retirement Nest-egg Calculator

Find out how long your retirement nest egg will last, what size it should be, or how much you need to save.
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Retirement Savings Calculator

See how much you should be saving each month to retire when and how you want to.
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Roth vs. Traditional IRA Calculator

Find out which retirement account is right for you and your savings goals.
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401K Calculator

Determine if you’re on pace to reach your 401k savings goals.
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Auto Buying

Auto Loan Calculator

Estimate your monthly auto loan payment.
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Car Affordability Calculator

Use this calculator to help determine how much you can afford when buying your next vehicle.
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Home Buying

Mortgage Calculator

Use this helpful tool to estimate your monthly home loan payment.
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Home Refinance Calculator

Find out if the time is right to refinance your mortgage to reduce payments or take cash out.
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Income Required for a Mortgage

Before you start looking for your new home, get a sense of what you can afford.
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Personal Loans & Credit Cards

Debt Consolidation Calculator

Find out if combining debts into one monthly payment can help you.
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Student Loan Refinance Calculator

Find out if you can save money by refinancing your student loans.
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Personal Loan Calculator

Estimate the monthly payments for a personal loan.
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Credit Card Pay-off Calculator

Use this calculator to help create a plan for paying off your credit card.
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Business

Commercial Loan Calculator

Estimate your monthly payments for your commercial loan.
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Insurance

Life Insurance Calculator

Get an estimate of how much life insurance is right for you.
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1 The calculators are provided as tools to be used for illustrative purposes only. Loan payments or account earnings are for general and educational purposes based on the information you provided and do not guarantee results. The results may not accurately reflect current products, services, rates, or calculation methods used in your specific situation and should not be relied on. These tools are not intended to provide legal, tax, or investment advice. Consult with legal or tax advisors regarding your specific situation. All loans are subject to credit approval and terms may vary.