Business Fee Schedule

Basic Business / Municipal / Government Checking

Monthly Maintenance Fee

$7.00

Avoid fee by maintaining $300 balance in Basic Business Checking Account or $3,000 in business deposit accounts.

75 Items (debits or credits)

No Charge

After 75 Items*

$0.19 per item

Premier Business Checking

Monthly Maintenance Fee

$10.00

Avoid fee by maintaining $1,000 balance in Basic Business Checking Account or $5,000 in business deposit accounts.

250 Items (debits or credits)

No Charge

After 250 Items*

$0.19 per item

*Items include checks deposited (including mobile remote deposit capture), checks cleared, ACH debits and credits to Checking Accounts. Items not included: Online Banking, Automated Phone Banking, Business Debit Card purchases, and transfers between Lake Trust accounts.

Business Interest Checking

Monthly Maintenance Fee

$25.00

Avoid fee by maintaining $5,000 balance in Business Interest Checking Account or $30,000 in business deposit accounts.

500 Items (debits or credits)

No Charge

After 500 Items*

$0.19 per item

Checking/Savings

Check Printing

Depends on style of checks ordered

Deposited Check Returned Unpaid

$10.00

Inactive Account Monthly Fee (1 year of inactivity)

$2.00

Savings accounts only. Avoid fee by maintaining an additional active product.

Low Balance Savings Monthly Fee

$3.00

Only applies to Business/Municipal/Government Membership Savings. Avoid fee by maintaining a $300 daily balance or an additional active non-savings product, such as checking, CD, loan or credit card.

Business / Municipal / Government Money Market  Monthly Service Fee

$10.00

Avoid fee by maintaining $1,000 daily balance

Business/Municipal/Government Money Market Premium Monthly Service Fee

$10.00

Avoid fee by maintaining $1,000 daily balance.

Non-Sufficient Funds (NSF)

Transactions $10 and below

No Charge

Transactions $10.01 - $20.00

$10.00

Transactions $20.01 - $32.00

$20.00

Transactions $32.01 and over

$32.00

Overdraft transfer from Savings or Line of Credit (LOC) to Checking

$10.00

Paper Statement Processing Fee (per statement)

$2.00

Avoid fee by registering for online banking and E-Statements free of charge.

Stop Payment

$32.00

Temporary Checks (per four checks)

$1.00

Miscellaneous

Account Activity/History Printout

No Charge

Account Research (per hour)

$20.00

ATMs not owned and operated by Lake Trust Credit Union  or outside the CO-OP Network

$1.50

Per transaction and balance inquiry

Bill Pay Electronic Expedited Payments

$4.95

Bill Pay 2nd Business Day Check Payments

$14.95

Bill Pay Next Business Day Check Payments

$19.95

Coin Deposit (coins must be rolled) 

$100 or less

No Charge

$100 or more

$1.00 per $100

Currency / Coin Orders

$1.00 per $100

Copy of:

Check

$5.00

Money Order

$5.00

Official Check (Cashier’s Check)

$5.00

Deposited Check

$5.00

Statement

No Charge

Debit Card Rush Fee

$30.00

Debit Card Reissue Fee

$5.00

Escheated Account Fee

$100.00

Incoming Loan Payment Processing Fee

By phone (Debit Card)

$7.00

Online (Debit Card)

$7.00

Legal Garnishment

$100.00

Purchase of Money Order

$3.00

Purchase of Official Check (Cashier’s Check)

$4.00

Notary Service (per document)

$1.00

First five documents at no charge

Wire Transfer

Incoming

$5.00

Outgoing (Domestic)

$25.00

Outgoing (International)

$50.00

Business Fee Schedule

Basic Business / Municipal / Government Checking

Premier Business Checking

Business Interest Checking

Checking/Savings

Miscellaneous

Treasury Services

Platinum Business Visa® Credit Card