Business Fee Schedule
Basic Business / Municipal / Government Checking
Monthly Maintenance Fee
$7.00
75 Items (debits or credits)
No Charge
After 75 Items*
$0.19 per item
Interest not paid on this account
Premier Business Checking
Monthly Maintenance Fee
$10.00
250 Items (debits or credits)
No Charge
After 250 Items*
$0.19 per item
Interest not paid on this account
Business Interest Checking
Monthly Maintenance Fee
$25.00
500 Items (debits or credits)
No Charge
After 500 Items*
$0.19 per item
Interest paid monthly on this account on balances over $5,000
Checking/Savings
Check Printing
Depends on style of checks ordered
Deposited Check Returned Unpaid
$10.00
Inactive Account Monthly Fee (1 year of inactivity)
$2.00
Low Balance Savings Monthly Fee
$3.00
Business / Municipal / Government Money Market Monthly Service Fee
$10.00
Business/Municipal/Government Money Market Premium Monthly Service Fee
$10.00
Avoid fee by maintaining $1,000 daily balance.
Non-Sufficient Funds (NSF)
Transactions $10 and below
No Charge
Transactions $10.01 - $20.00
$10.00
Transactions $20.01 - $32.00
$20.00
Transactions $32.01 and over
$32.00
Overdraft transfer from Savings or Line of Credit (LOC) to Checking
$10.00
Paper Statement Processing Fee (per statement)
$2.00
Stop Payment
$32.00
Temporary Checks (per four checks)
$1.00
Miscellaneous
Account Activity/History Printout
No Charge
Account Research (per hour)
$20.00
ATMs not owned and operated by Lake Trust Credit Union or outside the CO-OP Network
$1.50
Bill Pay Electronic Expedited Payments
$4.95
Bill Pay 2nd Business Day Check Payments
$14.95
Bill Pay Next Business Day Check Payments
$19.95
Coin Deposit (coins must be rolled)
$100 or less
No Charge
$100 or more
$1.00 per $100
Currency / Coin Orders
$1.00 per $100
Copy of:
Check
$5.00
Money Order
$5.00
Official Check (Cashier’s Check)
$5.00
Deposited Check
$5.00
Statement
No Charge
Debit Card Rush Fee
$30.00
Debit Card Reissue Fee
$5.00
Escheated Account Fee
$100.00
Incoming Loan Payment Processing Fee
By phone (Debit Card)
$4.95
Online (Debit Card)
$4.95
Legal Garnishment
$100.00
Purchase of Money Order
$3.00
Purchase of Official Check (Cashier’s Check)
$4.00
Notary Service (per document)
$1.00
Wire Transfer
Incoming
$5.00
Outgoing (Domestic)
$25.00
Outgoing (International)
$50.00
Treasury Services
Platinum Business Visa® Credit Card
Fees Effective April 10, 2025 and subject to change