Student Loans

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See list of eligible schools¹

$1,000/year minimum credit

Terms
20 years if balance is less than $40,000
25 years if balance is or is greater than
$40,000

Line of credit, instead of multiple loans, makes new funding easy

Variable or Fixed interest rate options

Funds disbursed directly to school at the time(s) the school specifies

Deferment of principal and interest while in school, as well as the option to pay interest or start payments while in school.

Flexible repayment terms, including graduated repayment for two years

No origination fee

Line limits: Cost of Attendance (COA) less other financial aid received (as certified by the school) $75,000 maximum over college career

Co-borrower release option is available to credit worthy primary borrowers who make 48 consecutive on-time payments during the principal and interest repayment period, make automated payments, and meet additional requirements (such as salary and debt-to-income ratio). You must apply and be approved for this option after the 48- month period. Other terms and conditions may apply, and option may be revoked or modified without notice.

MORE DETAILS
Line of credit (instead of multiple loans) makes new funding easy

$1,000/year minimum credit

Variable or Fixed interest rate with terms up to 25 years

Funds disbursed directly to school at time(s) the school specifies

Deferment of principal and interest while in school, as well as the option to pay interest or start payments while in school.

No origination fee

See list of eligible schools¹

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Refinancing available up to $125,000

Variable or Fixed interest rate options

5-year, 10-year, 15-year repayment terms

All loans being refinanced must be post-separation from school

No origination fee or pre-payment penalties

See list of eligible schools¹