Treasury Notes

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Why choose a Treasury Note?

Treasury Notes (or “T-Notes”) are similar to bonds, but the length of maturity is typically shorter — though longer than a Treasury Bill. T-Note terms range from 2-10 years with a fixed interest rate. Since the term length is shorter than a bond, the interest rate is usually lower than a bond, too. The income from T-Note interest payments is federally taxed but not taxed at the state or local levels.

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Terms range from 2-10 years

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Interest paid is taxable at the federal level but not at the state or local levels

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Interest payments are made every six months until maturity

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U.S. Treasuries are secured (or backed) by the full faith and credit of the U.S. Government as to the timely payment of principal and interest. Guarantees do not pertain to a portfolio, mutual fund or variable annuity holding such securities.

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