AD&D Insurance

Find the support you need — when you need it most. AD&D insurance options are here for you to alleviate the stress of life’s serious moments.

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Why choose AD&D Insurance?

Accidental Death and Dismemberment (AD&D) insurance pays you or your loved ones up to $2,000 in the event of a covered injury or death due to an accident. It’s not a pleasant thought, but staying protected with AD&D insurance is an easy way to help your family after a serious life event.

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No-cost coverage up to $2,000

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Single or family coverage available

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5% increase in coverage every two years — up to 25% maximum increase

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Available to all Lake Trust members over age 18

As part of our continued focus on financial wellbeing, Lake Trust members can sign up for free AD&D insurance and receive up to $2,000 of coverage.

If AD&D insurance is right for you, it’s easy to apply.

Connect with our team to start planning.

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Rates and discounts listed are not guaranteed. Please check with each organization for accurate pricing and discount requirements. There is no requirement or obligation to purchase insurance from the credit union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. The credit union may not condition an extension of credit on an agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from an unaffiliated entity. Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the National Credit Union Administration or any other federal government agency.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-225E