Five Individuals Receive Career Support Through Lake Trust Foundation Scholarship Program
Meet the 2024 Lake Trust Foundation Scholarship recipients and learn more about their plans to make an impact in Michigan.
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Your new Online & Mobile Banking experience!
Here’s what you need to know for the most seamless move.
Launch day is Feb 25, 2026!
Launch day is Feb 25, 2026!
Members currently using Online & Mobile Banking at Lake Trust must log in between Feb 25 – Mar 13 to convert over to the new Online & Mobile Banking experience. If you log in after this window of time, you’ll have to establish a new online login.
Log in between Feb 25 and Mar 13.
Log in between Feb 25 and Mar 13.
Log in using your current username and password before March 13. The new mobile app will be called “Lake Trust Mobile Banking.” When you log in for the first time, you’ll see a screen asking you to review and accept our disclosures.
Check out our free financial calculators to get an idea of your monthly home loan payment.
External Transfers
External Transfers
External transfers (moving money between your Lake Trust account and your accounts at external financial institutions) will be unavailable in Online & Mobile Banking Feb 23 and Feb 24. Please plan on making any necessary external transfers on or before Feb 22. External transfers will need to be set up after Feb 25 within the new Online & Mobile Banking Experience.
Transfers between Lake Trust accounts will not be interrupted.
Types of home projects that are eligible.
Types of home projects that are eligible.
When at least 50% of your closed-end home equity loan is used for eligible energy-efficient home upgrades, you get 0.5% off the interest rate. Below are some eligible projects. Your lending specialist will guide you through this process. Making it simple to determine if your project qualifies for a special rate reduction.
- Qualified energy audit
- Solar panels and battery storage
- Energy-efficient windows and doors
- HVAC replacement or heat pumps
- Insulation upgrades
- Energy-efficient roofing or cool roofing
- EV charging stations
- Water heaters (tankless or energy efficient models)
Before Launch
Step One
Collect your username and password from your account in Online & Mobile Banking.
Find this information by going to My Settings then look under Login & Security. Reset your password if you don’t know it.
Step Two
Note your Lake Trust account number located in Account Details in Online & Mobile Banking.
Step Three
Verify that your account has an up-to-date email address before Feb 24. Find your email address in My Settings. Your email address is required to access the new Online & Mobile Banking experience.
Step Four
Enable texting in Online & Mobile Banking. You can find this under Security Options. Then choose Enable Texting.
Step Five
Note any of your external transfers or automatic transfers in Online & Mobile banking before Feb 22. These will need to be setup in the new Online & Mobile Banking experience when it launches on Feb 25. To set these up, you’ll need the routing and account number from your other financial institution.
During the Launch (Feb 25 – Mar 13)
Step One: Download and Log in
Download the new Lake Trust Mobile Banking app and log in to Online Banking using your current Lake Trust username and password.
You may be prompted to create a new password.
Your new Online & Mobile Banking experience has enhanced security and password requirements which may require creating a new password. It’s another layer of protection. Helping to keep your account safe.
Step Two: After Initial Log in
Review and accept the disclosures window that pops up. Explore the new features and the new look and feel.
Step Three: Review your Account
Review your account including the following:
- Review your Transfers
- Review your Loan Payments in the new Loan Payments menu option
- Set up your External Accounts
- Link any external accounts in Money Management
- Add in your Member-to-Member Transfers
- Set up any Alerts you wish to see
- Delete any previously “hidden” payees you no longer wish to see in Bill Pay
New to Online & Mobile Banking at Lake Trust?
New to Online & Mobile Banking at Lake Trust?
Save time and managing your finances from wherever you are. Find out more about Online Banking, Text Banking, and more.
