Student Loans

You have big ambitions for your career. A student loan can help fund your education, so you can focus on bringing your plans to life.
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Explore what’s possible. And empower your future.

Explore what’s possible. And empower your future.

Start toward the career you’ll love. Continue your educational goals. Or make your current funding more manageable by refinancing. Wherever you are on your journey, a student loan or refinance can help.
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Undergraduate Student Loans

It’s time to write the next chapter in your life.
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See list of eligible schools1

$1,000/year minimum credit

Terms
20 years if balance is less than $40,000
25 years if balance is or is greater than
$40,000

Line of credit, instead of multiple loans, makes new funding easy

Variable or Fixed interest rate options

Funds disbursed directly to school at the time(s) the school specifies

Deferment of principal and interest while in school, as well as the option to pay interest or start payments while in school.

Flexible repayment terms, including graduated repayment for two years

No origination fee

Line limits: Cost of Attendance (COA) less other financial aid received (as certified by the school) $75,000 maximum over college career

Co-borrower release option is available to credit worthy primary borrowers who make 48 consecutive on-time payments during the principal and interest repayment period, make automated payments, and meet additional requirements (such as salary and debt-to-income ratio). You must apply and be approved for this option after the 48- month period. Other terms and conditions may apply, and option may be revoked or modified without notice.

Graduate Student Loans

Expand your horizons and keep reaching for your educational goals.
INTEREST
APPLY NOW1
MORE DETAILS
Line of credit (instead of multiple loans) makes new funding easy

$1,000/year minimum credit

Variable or Fixed interest rate with terms up to 25 years

Funds disbursed directly to school at time(s) the school specifies

Deferment of principal and interest while in school, as well as the option to pay interest or start payments while in school.

No origination fee

See list of eligible schools1

Student Loan Refinance

Consolidate your loans for easier payments.
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APPLY NOW1
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Refinancing available up to $125,000

Variable or Fixed interest rate options

5-year, 10-year, 15-year repayment terms

All loans being refinanced must be post-separation from school

No origination fee or pre-payment penalties

See list of eligible schools1

FINANCIAL WELLBEING LIBRARY

Empower your financial future.

Imagine your dream future. And make a plan to get there. With education and information, you can find more confidence along your journey.

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1 Third party website of our preferred partner, CU Student Choice. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.