





The power of education.
University and trade school scholarships are now open. Apply today and start toward the career of your dreams.
Learn MoreGeorgia's Story
Meet Georgia, a proud grandmother from Okemos. After her husband passed, Lake Trust Financial Life Planning helped her prepare for a powerful future.
READ HER STORYBoost your business savings.
If you're a business member, you could earn up to 3.75% APY in a new Business Money Market Premium account.² Visit any branch to open.
SEE ACCOUNT DETAILSFind the resources you need.
With our new search tool, Financial Wellbeing Library, and financial calculators, you can find information and products to help you reach your next goal.
SEE NEW RESOURCESIt's time to celebrate.
Meet the winner of the the latest Lake Trust Credit Union Foundation Raffle! Thank you for supporting our nonprofit this year.
LEARN MOREThe power to pick.
Kick off your savings goals with refreshed CD Plus options. Earn 4.15% APY² in 5 months or 4.25% APY² in 11 months. Available for business members too.
VIEW ACCOUNT OPTIONSI’m looking to

Personal Membership
Discover personal banking solutions and empower your path to financial wellbeing.
LEARN MORE

Business Membership
We support Michigan businesses of every size. And we'd love for you to join us. Let's work together.
LEARN MORE
Find budgeting resources.
Visit our Financial Wellbeing Library to learn more about how to prepare to buy a new vehicle.
READ MORE
Find a new car from home.
Use our online car buying resource from Groovecar to shop and compare vehicles.
START SHOPPING¹
Explore financing options.
Shop with a budget in mind and apply for a pre-approval. Or check out our AutoSaver option for a loan that looks like a lease.
VIEW OPTIONS
7 ideas to reach your savings goal.
Reach your next milestone a little faster with these tips to save more each month.
GET SAVINGS TIPS
Plan your next step.
Estimate how your savings will grow over time with the savings goal calculator.
CALCULATE SAVINGS
Watch your savings grow.
Give your savings a boost with a certificate of deposit (CD). Terms available from 3-72 months.
VIEW CD OPTIONS
How to plan your long-term goals.
Setting a goal can help you stay motivated during your financial journey.
SEE PLANNING TIPS
Do you have enough saved to retire?
Use the retirement savings calculator to get an estimate of how long your nest egg will last.
USE CALCULATOR
Empower your future.
Your financial future is in your hands, and our Financial Life Planning team is here to support you.
LET'S PLAN TOGETHER
How to budget to buy a home.
Before you shop for a home, it's a good idea to get a complete picture of your finances.
SEE HOME BUDGETING TIPS
Estimate your monthly payment.
Use a mortgage calculator to see what your monthly payment might look like before you buy a house.
CALCULATE PAYMENT
The power of home.
Your home plays an important role in your life. Find the perfect home loan for your situation.
EXPLORE HOME LOANS
The power of purpose.
Together, we can get one step closer to a world in which everyone thrives.
LEARN ABOUT US
Find your new career.
Explore open positions at Lake Trust in our relationship centers, Contact Center, and our headquarters. Apply online.
EXPLORE POSITIONS¹
Our story.
We work to create a world in which everyone can explore, discover, and thrive. Learn more about our mission.
SEE OUR STORY
What's on your credit report?
It's a good idea to check your credit report each year. Here's what to look for during your review.
REPORT REVIEW TIPS
Financial moves that impact credit.
Your credit score plays an important role in your financial life. What can you do to change your score?
LEARN ABOUT CREDIT
Learn about credit.
Find articles to learn how your credit score is calculated and what you can expect to find on a credit report.
SEE ARTICLES
Online security tips.
There are simple steps you can take today to keep your online account secure.
SEE TIPS
Your account coverage.
Lake Trust is federally insured by the NCUA. Learn how this coverage applies to your accounts.
COVERAGE LIMIT DETAILS
Online & Mobile Banking.
See recent transaction history and keep track of your accounts by logging in to Online or Mobile Banking regularly.
LEARN HOW
Explore personal loans.
A personal loan is a flexible financing option that can help you consolidate debt or make a large purchase.
SEE PERSONAL LOANS
Business loans.
Start or grow your business with a lending option to fit your needs, whether you need a lot or a little funding.
VIEW BUSINESS LOANS
Financial calculators.
Estimate the payment for your next vehicle or home loan. Or see how long it might take to pay off your credit cards.
USE CALCULATORS
How to conquer your debt.
Reducing or eliminating your debt can have a big impact on your financial wellbeing. See tips to make a plan.
FIND IDEAS
Set a payoff goal.
Create a plan to pay off your credit card debt by using a calculator to estimate how much you should pay each month.
USE CALCULATOR
Explore personal loans.
A personal loan is a flexible financing option that could help you consolidate debt into a more manageable payment.
SEE PERSONAL LOANS
Starting an emergency fund.
Prepare for the obstacles life throws your way with an emergency fund. See how to start yours.
LEARN MORE
Start saving today.
It's a good idea to put your emergency fund in a separate savings account. Open one today in a few quick steps.
OPEN ACCOUNT
Supporting your wellbeing.
Build your emergency fund a little faster in an Aspire Savings. Earn 3.00% APY2 on the first $5,000 in your account.
OPEN ASPIRE SAVINGS
Ideas to save for school.
Take your career to the next step, start a new career, or help your child prepare for college. See tips to manage the cost of school.
READ MORE
Explore what's possible.
Wherever you are on your educational journey, a student loan or refinance can help you cover the cost of school.
STUDENT LOAN OPTIONS
Powerful solutions for school.
Help the future college student in your life. Our Financial Life Planning team can help you create a savings plan.
LEARN MORE
Online & Mobile Banking.
See recent transaction history, transfer funds, make a budget, and more by logging in to Online or Mobile Banking regularly.
LEARN HOW
Visit us.
Find a Lake Trust relationship center, video teller machine, or ATM in your community. Or visit a shared branch.
FIND US
Plan for the future.
Take control of your finances by creating a monthly budget and setting goals for what's next.
SEE BUDGETING IDEAS
Impact takes all of us.
The Lake Trust Foundation enhances wellbeing in Michigan through grants, donations, scholarships, and more.
LEARN MORE
The power of community.
We form partnerships and support organizations that share our dedication to enhancing wellbeing in Michigan.
SEE COMMUNITY IMPACT
View our impact report.
Check out how we work together with our members, team, and partners to make a postive impact across Michigan.
VIEW THE REPORT
Unleash your vision.
A small business microloan can help you take the first step, or the next step, in bringing your business ideas to life.
SEE MICROLOAN OPTIONS
Become a business member.
We support Michigan businesses of every size. And we'd love for you to join us. Let's work together.
VIEW MEMBERSHIP DETAILS
Small business funding.
You have an idea or a vision for your business. Now find the funding support you need with our powerful solutions.
VIEW FUNDING OPTIONS
BUSINESS BANKING
Better for business.
MEMBER SUCCESS STORY
Sharing food. Sharing culture.
MEMBER SUCCESS STORY
Sharing food. Sharing culture.
At Jib-Bob Korean Restaurant in Mt. Pleasant, Maya uses her talent for cooking to share her culture with the community.
meet maya
1Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.
2APY = Annual Percentage Yield. Rates as of January 7, 2025 and are subject to change
3Business Money Market Premium account only available to Lake Trust business members. Cannot be opened under a personal membership.
Latest from the Newsroom
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Powered by Good Day 2022: Giving back to those experiencing homelessness.
The Lake Trust team spent Powered by Good Day 2022 dedicated to giving back, together. They assembled essential kits for those experiencing homelessness in Michigan. And distributed them to local shelters and nonprofits.
Anne Trelfa -