Your credit report contains facts about where you work, live, how you pay your bills, and other credit-related information. You want to be sure your credit report is complete and accurate because businesses use it to evaluate your applications for credit, insurance, employment and other purposes.
Your credit report is maintained by nationwide credit bureaus. These include:
The law requires each bureau to provide you with a free copy of your credit report once every 12 months if you request it. (For loan decisions, Lake Trust uses Experian as its primary credit bureau.)
You can request your free credit report in two ways:
You should use your credit score as an estimate only because the score can change often. If you believe your credit report is inaccurate, you can dispute it online for fastest resolution. If you've been denied credit, you may qualify for a free credit report.
More information is available online from the Federal Trade Commission°
°Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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Lake Trust Routing Number: 272078268