Disclosures

Terms & Conditions of Your Account effective until 03.02.25

Important Notice: Updates to Your Account Terms & Conditions Effective 03.03.25

Certificate of Deposit/IRA Truth-In-Savings Disclosure

Privacy Policy

Personal Banking Fee Schedule

Business Terms & Conditions of Your Account effective until 03.02.25

Important Notice: Updates to Your Business Account Terms & Conditions effective until 03.03.25

Commercial Certificate of Deposit Details

Business/Municipal/Government Fee Schedule

E-Statement Disclosures and Agreement

Consumer Credit Card Agreement

Overdraft Solutions Agreement

Treatment of Members as Consumers

Aspire Savings Disclosure

Aspire CD Disclosure

CD Plus 5-Month Disclosure

IRA CD Plus 5-Month Disclosure

Business CD Plus 5-Month Disclosure

CD Plus 11-Month Disclosure

IRA CD Plus 11-Month Disclosure

Business CD Plus 11-Month Disclosure

Municipal/Government 12-month CD Disclosure

Business Money Market Premium Disclsoure

Business Credit Card Agreement

Transparency in Coverage

This link1 leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.

Excessive or Luxury Expenditures

Lake Trust Credit Union Foundation Raffle House Rules

Nondiscrimination Statement

1 Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.