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Life Impact Loan

Peace of mind for unpredictable moments.

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Life Happens. We’re Here To Help.

A sudden change in employment, unexpected illness, or natural disaster can change your financial situation in an instant. We understand that these moments can be scary, so we created the Life Impact Loan to ease some stress during difficult times. This loan can help you cover short-term expenses while you get back on your feet. You can even pick a due date up to 60 days away.2

You must have a Lake Trust membership for at least 6 months to qualify for a Life Impact Loan. Apply online, call us, or visit any branch for additional qualification details.

If you have loan protection on your Lake Trust credit card or another loan with us, remember that we may be able to cancel or waive your payments. Give us a call at 888.267.7200 for more details.

Quick Details

Borrow up to $4,000
Fixed Rate 13.25% APR3
Term up to 24 months
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Other Ways We Can Help

You’re not alone. Here are more ways we can support you.

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Skip A Pay

Log in to Online Banking to skip up to two loan payments every 12 months.

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Create A Budget

Use our handy budgeting worksheet to decide how much you might need to borrow.

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Debt Management

Our friends at Greenpath™ Financial Wellness can help you create a plan to get through this time.

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1Must live, work, worship, or attend school in the state of Michigan to qualify for membership. Must be a Lake Trust member for at least 6-Months. See eligibility requirements.

2Interest begins to accrue on date of loan disbursement.

3APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change.

4Third party website. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Lake Trust.