Welcome to Lake Trust.

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Everyone has a powerful story.

Each of us has a powerful story. Our goals. Our dreams. You might see us simply as your lender for a loan — but there’s more to the story. You are now part of our community. And however you take advantage of your new Lake Trust membership, we can’t wait to watch your story unfold.
For nearly 80 years, Lake Trust has been a purpose-driven credit union with solutions for everyone in Michigan. We help our members achieve financial wellbeing. We create a positive impact in our communities through the Lake Trust Foundation, philanthropic efforts, volunteerism, and more. But we can’t do it alone. Thank you for joining our mission to unleash the power in all of us.
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Meet members like you.

Lake Trust members are empowered across the state of Michigan. Meet a couple of them.

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Meet Kadence.

Kadence is a student from Mt. Pleasant who turned to Lake Trust for her first auto loan.

watch her story
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Meet Michael.

Michael is a therapist from Ann Arbor who found power in a fresh start.

watch his story

What is available to you?

We are proud to be your trusted lender. But there's more to explore. Discover the tools, benefits, and resources available to you as a Lake Trust member.

Sign up for Online Banking.

Visit the Online Banking page

Enter your membership and personal information

Enjoy simple access to your funds

Set up E-Statements.

Sign in to Online Banking

Click the “E-Statements” option under Account Management at the top of the menu.

Choose “Stop paper statements” and fill out a short form

Save time and prevent paper waste

Make a loan payment.

Use ouronline payment tool

Enter your loan information and personal details

Make a payment, even with a debit card or bank information from a different financial institution

Powerful loans and account options.

Powerful loans and account options.

Looking for other Lake Trust solutions? A variety of loans are available for all of your goals — and many support our community giveback initiatives. It’s also easy to set up a Lake Trust checking account or additional savings account.

•  See vehicle loans

•  See home loans

• See personal loans

• See student loans

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Get budgeting resources.

Get budgeting resources.

Start exploring our educational resources to learn how a proper budgeting strategy can unlock your financial wellbeing.

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Secure a Lake Trust credit card.

Secure a Lake Trust credit card.

Apply for the Lake Trust credit card that’s right for you. To fit your lifestyle, both a Platinum Elite Visa® and a Platinum Elite Rewards Visa® are available.

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Make an impact with the Lake Trust Foundation.

Make an impact with the Lake Trust Foundation.

Through partnerships, outreach programs, grants, and support for underserved individuals, the Lake Trust Foundation builds and sustains stronger communities.

learn more
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Meet Lake Trust Financial Life Planning.

Meet Lake Trust Financial Life Planning.

All of us have the power to create a better future for ourselves and our loved ones. Lake Trust Financial Life Planning can customize your path forward and develop investment strategies that support your long-term goals.

learn more
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Have Questions? We're here to help.

How does a credit union work?

At a credit union, every member is an owner. Unlike shareholder-owned banks, a credit union reinvests its income each year to improve the member experience.

What does it mean to be a Lake Trust member?

We believe that it means you are part of something bigger than a bank. Thanks to our members, Lake Trust is able to actively participate in our state and improve communities throughout Michigan. You are playing a role in helping us give back a frequent volunteerism, local small business empowerment, community partnerships with organizations like Habitat for Humanity, and much more. Discover all of our community-focused initiatives.

Is it safe to make digital payments on my loan?

Yes! Your information is kept safe when you make digital payments through Lake Trust. It is much quicker since digital payments made with a debit card can post to your account the same day, or you can schedule them to be made for you automatically. Plus, you can access other account management tools to help you manage your accounts and help reach your financial goals.

Why do I need to keep $5 in my Lake Trust account?

Maintaining a balance of $5 is simply a way to keep your account open and your membership active. With only $5 in your account, you have full access to all Lake Trust membership benefits!

Will I receive paper statements?

Yes, you will receive paper statements unless you specifically choose paperless/electronic statements. You can sign up for E-Statements in Online Banking by choosing the “E-Statements” option under Account Management at the top of the menu. Note: there is a $2/month fee if you choose to continue receiving paper statements.

I have more questions.

For any additional questions, feel free to check our FAQ page. Or connect directly with our team:

Contact us or find a relationship center.

Contact us or find a relationship center.

Thanks for visiting us at a Lake Trust branch. To find other branches where you live, work, or play, simply use our interactive locations map. To speak with a Lake Trust team member, access our contact form.

FIND A LOCATION
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Read stories from members like you.

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