Personal Membership

Discover personal banking solutions and empower your path to financial wellbeing.

Our Story

Learn more about Lake Trust's vision, values, and impact.

Business Membership

We support Michigan businesses of every size. And we'd love for you to join us. Let's work together.

Find budgeting resources.

Visit our Financial Wellbeing Library to learn more about how to prepare to buy a new vehicle.

Find a new car from home.

Use our online car buying resource from Groovecar to shop and compare vehicles.

Explore financing options.

Shop with a budget in mind and apply for a pre-approval. Or check out our AutoSaver option for a loan that looks like a lease.

7 ideas to reach your savings goal.

Reach your next milestone a little faster with these tips to save more each month.

Plan your next step.

Estimate how your savings will grow over time with the savings goal calculator.

Watch your savings grow.

Give your savings a boost with a certificate of deposit (CD). Terms available from 3-72 months.

How to plan your long-term goals.

Setting a goal can help you stay motivated during your financial journey.

Do you have enough saved to retire?

Use the retirement savings calculator to get an estimate of how long your nest egg will last.

Empower your future.

Your financial future is in your hands, and our Financial Life Planning team is here to support you.

How to budget to buy a home.

Before you shop for a home, it's a good idea to get a complete picture of your finances.

Estimate your monthly payment.

Use a mortgage calculator to see what your monthly payment might look like before you buy a house.

The power of home.

Your home plays an important role in your life. Find the perfect home loan for your situation.

The power of purpose.

Together, we can get one step closer to a world in which everyone thrives.

Find your new career.

Explore open positions at Lake Trust in our relationship centers, Contact Center, and our headquarters. Apply online.

Our story.

We work to create a world in which everyone can explore, discover, and thrive. Learn more about our mission.

What's on your credit report?

It's a good idea to check your credit report each year. Here's what to look for during your review.

Financial moves that impact credit.

Your credit score plays an important role in your financial life. What can you do to change your score?

Learn about credit.

Find articles to learn how your credit score is calculated and what you can expect to find on a credit report.

Online security tips.

There are simple steps you can take today to keep your online account secure.

Your account coverage.

Lake Trust is federally insured by the NCUA. Learn how this coverage applies to your accounts.

Online & Mobile Banking.

See recent transaction history and keep track of your accounts by logging in to Online or Mobile Banking regularly.

Explore personal loans.

A personal loan is a flexible financing option that can help you consolidate debt or make a large purchase.

Business loans.

Start or grow your business with a lending option to fit your needs, whether you need a lot or a little funding.

Financial calculators.

Estimate the payment for your next vehicle or home loan. Or see how long it might take to pay off your credit cards.

How to conquer your debt.

Reducing or eliminating your debt can have a big impact on your financial wellbeing. See tips to make a plan.

Set a payoff goal.

Create a plan to pay off your credit card debt by using a calculator to estimate how much you should pay each month.

Explore personal loans.

A personal loan is a flexible financing option that could help you consolidate debt into a more manageable payment.

Starting an emergency fund.

Prepare for the obstacles life throws your way with an emergency fund. See how to start yours.

Start saving today.

It's a good idea to put your emergency fund in a separate savings account. Open one today in a few quick steps.

Supporting your wellbeing.

Build your emergency fund a little faster in an Aspire Savings. Earn 3.00% APY² on the first $5,000 in your account.

Ideas to save for school.

Take your career to the next step, start a new career, or help your child prepare for college. See tips to manage the cost of school.

Explore what's possible.

Wherever you are on your educational journey, a student loan or refinance can help you cover the cost of school.

Powerful solutions for school.

Help the future college student in your life. Our Financial Life Planning team can help you create a savings plan.

Online & Mobile Banking.

See recent transaction history, transfer funds, make a budget, and more by logging in to Online or Mobile Banking regularly.

Visit us.

Find a Lake Trust relationship center, video teller machine, or ATM in your community. Or visit a shared branch.

Plan for the future.

Take control of your finances by creating a monthly budget and setting goals for what's next.

Impact takes all of us.

The Lake Trust Foundation enhances wellbeing in Michigan through grants, donations, scholarships, and more.

The power of community.

We form partnerships and support organizations that share our dedication to enhancing wellbeing in Michigan.

View our impact report.

Check out how we work together with our members, team, and partners to make a postive impact across Michigan.

Unleash your vision.

A small business microloan can help you take the first step, or the next step, in bringing your business ideas to life.

Become a business member.

We support Michigan businesses of every size. And we'd love for you to join us. Let's work together.

Small business funding.

You have an idea or a vision for your business. Now find the funding support you need with our powerful solutions.