MORE DETAILS
Term: 7 months
Converts to a 6-month regular Business CD upon maturity
No monthly service fee
Early closing penalty
90 days interest penalty for 7-month Business CD Plus
Automatic renewal
Business Certificate of Deposit (CD) Accounts
You have big, long-term plans for your business, and the possibilities are endless. We’re here to help build solutions for success so that you can reach your goals.
- Business
- CD Accounts
Save smarter for the future of your business.
Save smarter for the future of your business.
Make your savings work harder for you with a business certificate of deposit account. Deposit a set amount and earn a higher interest rate over a predetermined time frame. The higher interest rate can help your money grow faster, so that you can reach your business goals easier.
Business CD Plus: 7 month 3.85% APY1
Grow your business with this limited-time account. Choose an amount over $500 that you'd like to set aside for 7 months. After this time, you can use the funds from your Business CD Plus to take the next step on your business journey.
Visit any Lake Trust relationship center or fill out our online contact form to open your Business CD Plus.
INTEREST
3.85% APY1
MINIMUM TO OPEN
$500.00
Business CD Plus: 13 month 3.90% APY1
Take a big step toward your 2027 business goals by starting a 13-month CD Plus now. Just open the account and set aside $500 or more for 13 months. When the term is up, you can roll the funds into a new CD to keep saving or use the funds to support your business.
INTEREST
3.90% APY1
MINIMUM TO OPEN
$500.00
MORE DETAILS
Term: 13 months
Converts to a 12-month regular Business CD upon maturity
No monthly service fee
Early closing penalty
90 days interest penalty for 13-month Business CD Plus
Automatic renewal
Business Certificate of Deposit (CD) UP TO 3.65% APY1
Whether you’re trying to save for your short or long-term business goals, a business CD can help. Pick a term that works for your goal and choose how much you want to set aside for easy savings.
INTEREST
Up to 3.65% APY1
MINIMUM TO OPEN
$500.00
MORE DETAILS
Term: 3-72 months
No monthly service fee
Early closing penalty
90 days interest penalty for 3-23 month CDs
180 days interest penalty for 24-72 month CDs
Deposits allowed at maturity and during 10-day grace period
Automatic renewal
Tiered interest rate based on balance
Municipal CD UP TO 3.75% APY1
Save more with this limited-time account. Set money aside while it earns interest. When it matures, you'll have even more to invest back into the community you serve. Term o
INTEREST
Up to 3.75% APY1
MINIMUM TO OPEN
$500.00
MORE DETAILS
Term: 3 - 35 months
No monthly service fee
Early closing penalty
90 days interest penalty
Deposits allowed at maturity and during 10-day grace period
Automatic renewal
FINANCIAL WELLBEING LIBRARY
Learn more about how you can empower your business.
Your financial wellbeing means more than your balance sheet. It’s about how you’re feeling about your finances. And we’re here to help support you wherever you are on your journey.
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1 APY = Annual Percentage Yield. Rates as of February 10, 2026 and are subject to change. Penalty for early withdrawal.
