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Business Checking Accounts

You have big dreams for your business. Whether you’re just starting out or trying to take your business to the next level, we’re here to help turn your dreams into solutions that work for you.
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An easy step toward your goals.

An easy step toward your goals.

It’s the little things that add up to success. Opening your business checking account is a simple, easy way to move forward. And we are here to support you along the way.
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Business/Municipal/Government Basic Checking

A great place to start. Checking accounts for business don’t need to be complicated. Open a basic business checking account to help with the essential things that your business does every day.
INTEREST
0.00% APY1
MINIMUM TO OPEN
$50.00
Start now

MORE DETAILS

Monthly $7.00 fee; waived when minimum balance is met

Minimum balance $300; or combined deposit accounts of $3,000²

Business debit card available

Free Business Online Banking and Mobile Banking

Treasury services available

View fee schedule for per item fee

Get rewarded for purchases you make for your business when you use your Lake Trust business debit card. Earn rebates for travel, dining, fuel, business services, and more through Mastercard Easy Savings®.³

Premier Business Checking

The perfect step up for the growing stages of your business. This account takes your basic business checking to the next level.
INTEREST
0.00% APY1
MINIMUM TO OPEN
$50.00
Start now

MORE DETAILS
Monthly $10.00 fee; waived when minimum balance is met

Minimum balance $1,000; or combined deposit accounts of $5,000²

Business debit card available

Free Business Online Banking and Mobile Banking

Treasury services available

View fee schedule for per item fee

Business Interest Checking

If your business accounts often have higher balances, a Business Interest Checking account allows you to earn interest on that balance. Letting your money do more for you.
INTEREST
0.10% APY1
MINIMUM TO OPEN
$50.00
Start now

MORE DETAILS
Monthly $25.00 fee; waived when minimum balance is met

Minimum balance $5,000; or combined deposit accounts of $30,000²

Interest earned on monthly balances greater than $5,000⁴

Business debit card available

Free Business Online Banking and Mobile Banking

Treasury services available

View fee schedule for per item fee

Not a member yet? Get started today.

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BUSINESS MEMBER STORY

Smelling the lavender at Belle Lavande.

BUSINESS MEMBER STORY

Smelling the lavender at Belle Lavande.

Starting a lavender farm and online business gave Windy and Terry the opportunity to connect to nature, their community, and give back to the planet.

READ MORE
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FINANCIAL WELLBEING LIBRARY

Learn more about how you can empower your business.

Your financial wellbeing means more than your balance sheet. It’s about how you’re feeling about your finances. And we’re here to help support you wherever you are on your journey.

Five Individuals Receive Career Support Through Lake Trust Foundation Scholarship Program

Meet the 2024 Lake Trust Foundation Scholarship recipients and learn more about their plans to make an impact in Michigan.

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9 Ways to Have a Fun and Cheap Family Vacation

If you’re ready to break down the cubicle walls it might be time for a getaway. Here’s tips on how to travel on a budget.

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One Act. Big Impact. The Raffle That Gives Back.

You could win up to $20,000 in the Lake Trust Credit Union Foundation Raffle AND help support wellbeing initiatives in Michigan communities.

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Helping others on their self-care journey.

Sylvia's Sudsery, LLC of Lansing offers artisan soaps, bath bombs, foaming sugar scrubs, and more. But, the heart of Sylvia's Sudsery is to create an accepting and inclusive space that supports others on their self-care journey.

Continue reading

More resources for your business.

Open checkbook

Check Reorder

Already have business checking and need to
reorder checks?

Order today
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Business Credit Card

A Lake Trust Platinum Business Visa® Credit Card can help you make purchases for your business with ease.

View Details

¹APY = Annual Percentage Yield. Rates as of September 30, 2024 and are subject to change.

 

²The qualifying Deposit Accounts include all Savings, Checking, Certificates of Deposit, and Money Markets.

 

³Restrictions apply. Rebates currently available for qualifying eligible purchases. Participating merchants and offers subject to change. You’ll receive Mastercard Easy Savings Program rebates on top of merchant discounts and your card rewards. Mastercard, Mastercard Easy Savings and the circles design are registered trademarks of Mastercard International Incorporated. © 2023 Mastercard. All rights reserved.

 

⁴The average daily balance is calculated by adding the balance at the end of each day during your statement cycle and dividing it by the number of days in that cycle.

Forbes 2025 Best-In-State Credit Unions

Lake Trust is honored to be a Forbes Best-In-State Credit Union.

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