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2 APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective June 2, 2025 and subject to change.
3 The HELOC annual percentage rate (APR) can change quarterly based on the value of an index. The maximum APR that can apply during the plan is 18% and the minimum APR that can apply during the plan is 4%.
4 The TruStage Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21A0.
5 Members Home and Auto is an independent insurance agency and resident agency of the State of Michigan. Policies offered by Members Home and Auto are underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-112-21A0.
6 Offer for .25% rate discount is available on 30-year fixed Fannie Mae conforming purchase and refinance transactions. Application must be taken between 1/01/25 - 6/30/25. Mortgage amount must be between $40,000 and $803,500 to be eligible. Mortgage rates current as of 02/18/2025 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.750% and an APR of 6.887% has a payment of $1,459.35 with 0 points due at closing.. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center, and excludes all other mortgage products.
7 Offer for .25% rate discount requires monthly direct deposit of at least $400 to an account maintained at Lake Trust Credit Union. Application must be taken between 1/01/25 - 6/30/25.
Mortgage Center is an Equal Housing Lender, NMLS# 282701.