Apply For A Loan
Choose the loan type you’re interested in. Then select the specific loan you’d like and apply. Or log in to Online Banking for a quicker application process. Please contact us at 888.267.7105 if you have any questions or concerns about applying for a loan. We’re here for you.
Vehicle Loans
Rates
You could get a 0.25% APR discount just for being a Lake Trust member.²
Rates
Rates
You could get a 0.25% APR discount just for being a Lake Trust member.³
Rates
You could get a 0.25% APR discount just for being a Lake Trust member.³
Rates
Home Loans
Personal Loans
Credit Cards
Small Business Microloan
Check out our free financial calculators to estimate your monthly payment with different loan options, rates, and terms.
¹APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective [rate:loan_effective_date] and subject to change.
²Current primary members in good standing may be eligible to receive a 0.25% discount off our published loan rate if application is received by April 30, 2026 and approved. Primary borrower must have an existing membership account. Joint owners on depository accounts may be required to open a primary membership account before loan closing.
³Current primary members may be eligible to receive a 0.25% discount off their approved loan rate on new Boat and RV loans when the application is submitted by April 30, 2026, the borrower satisfies all membership, and credit approval requirements are met. All loans are subject to credit approval, loan terms and conditions, membership requirements, and program limitations. Rates, terms, and conditions are subject to change at any time. Additional restrictions may apply.
⁴The HELOC annual percentage rate (APR) can change quarterly based on the value of the Prime index rate. The maximum APR that can apply is 18% and the minimum APR that can apply is 4%.
