Skip to main content
PLATINUM ELITE REWARDS VISA®

Double the points. Multiply the joy.

Open a Lake Trust Platinum Elite Rewards Visa® and start earning double points from November 24, 2025 – January 5, 2026.

APPLY TODAY
Credit-Card-Campaign-Header

Earn points this holiday. Choose your rewards.

Use your points on everything from gift cards to gas stations. Shop merchandise. Redeem for experiences or travel. Or choose to get cash back.

Platinum Elite Rewards Visa®

The card for earning points. And redeeming for rewards. This holiday season, earn double the points.²
Purchase APR
As low as 14.40%¹
Balance Transfer APR
As low as 17.40%¹
APPLY TODAY

MORE DETAILS
No annual fee

No balance transfer fee

Explore our credit card rewards

Minimum credit limit of $500

Minimum payment 2% of balance or $25, whichever is greater

Supports Apple Pay®, Google Pay, and Samsung Pay®

$1,000,000 Travel Accident & Baggage Delay Insurance

Covered by Visa Zero Liability Policy

Free Visa Secure online payment protection service

Learn more about the other benefits of your Visa card, such as Travel and Emergency Assistance

Frequently asked questions.

Learn more about the benefits of a Platinum Elite Rewards Visa®.

Who is eligible to earn double points?

Any Lake Trust member with a Platinum Elite Rewards Visa® is eligible to earn double points on purchases. 

What types of purchases qualify for double points

All qualifying purchases made with a Platinum Elite Rewards Visa® card between November 24, 2025 and January 5, 2026 can earn double points.

Please review the rewards website for more details.

Do I have to be a Lake Trust member to open a Platinum Elite Rewards Visa® card and earn points?

Non-members may apply for a Platinum Elite Rewards Visa® but will be required to become a member to complete their application. 

How do I apply for the Platinum Elite Rewards Visa®?

You can apply online for a Platinum Elite Rewards Visa®, by visiting any Lake Trust relationship center, or by calling us at 888.267.7200 and speaking with a team member.

When will I see the bonus points in my account?

Real-time rewards give you fast and innovative ways to redeem your points. with real-time rewards, you can use your points for instant redemption. 

What if I get approved after the promo start date?

You can still enjoy the benefits of a Platinum Elite Rewards Visa® card by earning points for every qualifying purchase.

Support your financial wellbeing.

image

6 reasons to love your credit card.

See tips on how to use your credit card to save money, built credit, condense debt, and more.

SEE TIPS
HolidayBudget-570x320-CrossSells (2)

How to stay on budget this holiday season.

Take steps to prepare your budget for the season of giving.

READ ARTICLE

1APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. Rates effective November 8, 2025 and subject to change.

Forbes 2025 Best-In-State Credit Unions

Lake Trust is honored to be a Forbes Best-In-State Credit Union.

You are now leaving the Lake Trust website.

Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site’s privacy policies may differ from those of Lake Trust.