1 Current primary members in good standing may be eligible to receive a 0.50% discount off our published loan rate if application is approved. Primary borrower must have an existing membership account. Joint owners on depository accounts may be required to open a primary membership account before loan closing. Rates, terms, and conditions are subject to change at any time. Additional restrictions may apply.

2 APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective September 29, 2025 and subject to change.

3 APY = Annual Percentage Yield. Rates as of September 30, 2024 and are subject to change. This is a blended rate account with multiple tiers. VIEW RATES Each dividend rate will apply to the daily balance within that tier and not the entire balance. For example, a rate of 3.00% APY will apply on the first $5,000.00 in funds, then a rate of 0.05% will apply on any balances between $5,000.01 and $10,000, and so on. Balances of more than $5,000.00 will produce a lower blended rate. This account is restricted to one per membership. VIEW FULL DISCLOSURES

4 The TruStage Auto & Home Insurance Program is made available by TruStage and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21A0.

5 Members Home and Auto Insurance Program is underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.