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Small business. Big idea.

A small business microloan can help you take the first step, or the next step, in bringing your business ideas to life.

Business owner, Ne'gyle, showing customer options in his boutique in Detroit.

SMALL BUSINESS MICROLOANS

Unleash the power of your vision.

SMALL BUSINESS MICROLOANS

Unleash the power of your vision.

You have a big idea, a problem you want to solve, or a product that you’re excited to share with the world. Maybe you just need a small amount of funding to bring your ideas to life. A small business microloan can help with business expenses under $50,0001.
Business owner, Ne'gyle, sewing bowties.

MICROLOAN BENEFITS

Considering a microloan.

MICROLOAN BENEFITS

Considering a microloan.

A microloan can help fill the gap between what you have now and what you need to grow, as a start-up entrepreneur, freelancer, or a seasoned small business owner. Find the funding you need quickly, as the lending process for microloans is typically shorter than the process for other small business loans.
Business owner, Ne'gyle, with Lake Trust team member in branch.

Choose your microloan.

Business Vehicle Microloan
RATES AS LOW AS {rate-value}% APR2

Keep your business running smoothly with a new or used vehicle to expand your services, make deliveries, or spread the word about your company.

Apply Now

Business Signature Microloan
RATES AS LOW AS {rate-value}% APR2

This small business microloan could help you expand your business or purchase supplies. Terms are available up to 120 months for this unsecured loan.

Apply Now

Business Line of Credit Microloan
RATES AS LOW AS {rate-value}% APR2

This flexible loan option can give you quick access to additional working capital that you can use as needed for supplies, repairs, and other business expenses.

Apply Now

Business Secured Microloan
RATES AS LOW AS {rate-value}% APR2

For large, one-time business expenses, like a new piece of equipment or machinery, this business microloan option could help you make it happen.

Apply Now

BUSINESS MEMBER STORY

Sharing food. Sharing culture.

BUSINESS MEMBER STORY

Sharing food. Sharing culture.

At Jib-Bob Korean Restaurant in Mt. Pleasant, Maya uses her talent for cooking to share her culture with the community. With the help of a small business microloan, she was able to grow her restaurant. And share her culture with more people in the community.

READ STORY
2024-LakeTrust-MemberStory-JibBob-Maya-1-Header

FINANCIAL WELLBEING LIBRARY

Empower your business.

Your financial wellbeing means more than your balance sheet. Check out these articles with topics to support you on your journey, wherever you are.

Five Individuals Receive Career Support Through Lake Trust Foundation Scholarship Program

Meet the 2024 Lake Trust Foundation Scholarship recipients and learn more about their plans to make an impact in Michigan.

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9 Ways to Have a Fun and Cheap Family Vacation

If you’re ready to break down the cubicle walls it might be time for a getaway. Here’s tips on how to travel on a budget.

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One Act. Big Impact. The Raffle That Gives Back.

You could win up to $20,000 in the Lake Trust Credit Union Foundation Raffle AND help support wellbeing initiatives in Michigan communities.

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Helping others on their self-care journey.

Sylvia's Sudsery, LLC of Lansing offers artisan soaps, bath bombs, foaming sugar scrubs, and more. But, the heart of Sylvia's Sudsery is to create an accepting and inclusive space that supports others on their self-care journey.

Continue reading

Find more inspiration for your business goals.

Business member holding Lake Trust credit card and typing on laptop.

Treasury Services

Find the digital tools you need to run your business from anywhere. Customize the services you want based on your needs.

View services
Person sitting in chair typing on laptop with Lake Trust Credit Card close by.

Business Credit Card

A Lake Trust Platinum Business Visa® Credit Card can help you make purchases for your business with ease.

VIEW DETAILS
1 Total aggregate balance of micro business loans must be $49,999 or less.
2APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective September 29, 2025 and subject to change.
Forbes 2025 Best-In-State Credit Unions

Lake Trust is honored to be a Forbes Best-In-State Credit Union.

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