The power of aspirations.

Reach your big financial goals by taking small steps in the right direction.

Lake Trust team members helping members in branch.
ASPIRE CHECKING

Explore the power in you.

ASPIRE CHECKING

Explore the power in you.

There’s power in you to enhance your financial wellbeing. And it starts with a little confidence and determination. Whether this is your first experience with a checking account, or it’s an account that represents a fresh start, Aspire Checking is a simple tool that can help you get to where you want to go. To support your journey, there are no minimum balance requirements and no monthly maintenance fees.
Lake Trust team member helping member in branch.
SUPPORTING YOUR GOALS

Taking the first step.

SUPPORTING YOUR GOALS

Taking the first step.

Aspire Checking is a stepping stone to Easy Checking, our free checking account with no minimum balance requirements. In as little as six months, you could qualify for Easy Checking. While working toward this goal, we’ll check in with you along the way. And make sure you have the encouragement you need.
Member depositing check in branch.

Account Details VIEW DETAILS

Besides no minimum balance requirements and no monthly maintenance fees, Aspire Checking also gives you access to the tools you need to start establishing a routine to budget and manage your money.
Debit card available
Daily purchase limit: $500
Daily ATM withdrawal limit: $110

Receive direct deposit and set up automatic bill payments in your account

Access to free Online & Mobile Banking to keep track of balances

No fees for non-sufficient funds

Access your account at other credit union service centers

Set up text alerts through Online Banking

Account Terms VIEW DETAILS

You’ll need to fulfill the requirements listed here to qualify for an Easy Checking account within 18 months. Services may be restricted if Easy Checking account qualifications are not met.
Six consecutive months without an overdraft or negative balance.

Two active deposits each month within the last six months

Balance of $100 or more for two consecutive days at least once a month for the previous six months

Potential Account Fees VIEW DETAILS

While Aspire Checking is a free account, you may be charged our regular account fees if these situations occur. View our fee schedule for the most current fees.


Note: Membership Savings and Aspire Checking are separate accounts. Membership Savings account fees still apply.

Having a negative account balance for 10 consecutive business days

One year of inactivity on your account

A deposited check that was returned unpaid

Stop payment requests

ATM transactions and inquiries on non-Lake Trust ATMs or ATMs not in the Co-op Network

Truth-in-Savings Disclosure VIEW DETAILS

Please refer to our fee schedule for a complete list of fees and to our rates page to see current rates on your other Lake Trust account(s).
Minimum balance requirements
No minimum balance requirements apply to this account

Transaction limitations
No transaction limitations apply to this account

Other requirements
You must deposit and maintain $5 in our Membership Savings account as a condition of admission to membership

ENHANCE YOUR FINANCIAL WELLBEING

Strive for more.

You have the power to take control of your finances. Reach your goals. And dream bigger. Find resources and articles here to help you on your journey.

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