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Small town. Big charm.

Like you, we catch shows at Purple Rose. We ride the trails at DTE. We satisfy our sweet tooth at Zou Zou’s. We’re your neighbors who love Chelsea too.

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Living local in Chelsea.

Whether you’re an outdoor enthusiast, a passionate patron of the arts, or an avid shopper who lives for quaint boutique stores, there’s a unique way to fulfill these interests that can only be found in Chelsea. As locals who live in the same community as you, we share your love of this small town and strong connections found within it. It’s an honor to support the financial wellbeing of our neighbors who are already Lake Trust members, and there’s always room for you here too. Let’s work together to continue to enhance everything this vibrant community has to offer.

Banking, powered by you.

Find unique options to support your goals during every stage of life. Check out a few solutions designed to help you work toward your vision.

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Financial Life Planning

Create a personal plan to prepare for retirement, establish your estate, or explore college savings options with guidance from our experts.

LET’S PLAN TOGETHER

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Aspire Savings

Reach your savings goal a little faster with an account that supports your dream. Earn 3.00% APY¹ on the first $5,000 in this high-yield savings account.

OPEN ASPIRE SAVINGS

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Home Equity Loans

Tap into the equity you’ve built in your home to start a renovation, consolidate your debt, or make another large purchase. Line of credit and fixed financing options available.

HOME EQUITY OPTIONS

See how our team gives back to Chelsea and other communities across Michigan.

SEE VOLUNTEER STORIES

The power of community.

The power of community.

We’re here for Chelsea. And we’re proud to support the following organizations who share our vision for creating powerful connections.

  • Saint Louis Center
  • Friends of the Chelsea District Library
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Come see us.

Come see us.

Visit our Chelsea relationship center at 1170 S. Main Street, Suite 100 to chat with our team about how we can help you enhance your financial wellbeing. 

 
Monday-Thursday: 9 AM-5:30 PM
Friday: 9 AM-6 PM
Saturday: 9 AM-1 PM

Features of this location include:

  • Night Deposit
  • 24/7 walk-up ATM
SEE MAP LOCATION
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Take the next step.

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Leave your legacy.

Protect what you love by creating an estate plan right from home with Lake Trust Legacy.

VIEW MORE DETAILS
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Saving more with a CD.

Reach your savings goal a little faster a promotional certificate of deposit account.

VIEW CD SPECIALS

¹APY = Annual Percentage Yield. Rates as of September 30, 2024 and are subject to change. This is a blended rate account with multiple tiers. VIEW RATES Each dividend rate will apply to the daily balance within that tier and not the entire balance. For example, a rate of 3.00% APY will apply on the first $5,000.00 in funds, then a rate of 0.05% will apply on any balances between $5,000.01 and $10,000, and so on. Balances of more than $5,000.00 will produce a lower blended rate. This account is restricted to one per membership. VIEW FULL DISCLOSURES

Forbes 2025 Best-In-State Credit Unions

Lake Trust is honored to be a Forbes Best-In-State Credit Union.

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