Your membership matters.

¹ Current primary members in good standing may be eligible to receive a 0.50% discount off our published loan rate if application is approved. Primary borrower must have an existing membership account. Joint owners on depository accounts may be required to open a primary membership account before loan closing. Rates, terms, and conditions are subject to change at any time. Additional restrictions may apply.

² Current primary members may be eligible to receive a 0.50% discount off their approved loan rate on new Boat and RV loans. All loans are subject to credit approval, loan terms and conditions, membership requirements, and program limitations. Rates, terms, and conditions are subject to change at any time. Additional restrictions may apply.

³ 0.50% APR discount offer is available on new fixed-rate home equity loans only and is not available for home equity lines of credit (HELOCs), refinances of existing Lake Trust loans, or other loan products. Borrower must establish meet all membership, credit, and underwriting requirements. A 0.25% APR discount is applied for establishing membership and an additional 0.25% APR discount is applied when a qualifying recurring direct deposit is established to a Lake Trust account at or after closing within the required timeframe. Qualifying direct deposit must be an active and recurring electronic deposit of income (such as payroll, pension, or government benefits) via ACH; transfers such as person-to-person payments do not qualify. Offer subject to change or discontinuation at any time without notice. Application must be submitted by September 30, 2026. Other restrictions may apply. Your home is used as collateral and failure to repay the loan could result in loss of your home.

⁴ APY = Annual Percentage Yield. Rates as of September 30, 2024 and are subject to change. This is a blended rate account with multiple tiers. VIEW RATES Each dividend rate will apply to the daily balance within that tier and not the entire balance. For example, a rate of 3.00% APY will apply on the first $5,000.00 in funds, then a rate of 0.05% will apply on any balances between $5,000.01 and $10,000, and so on. Balances of more than $5,000.00 will produce a lower blended rate. This account is restricted to one per membership. VIEW FULL DISCLOSURES