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Personal Banking

It feels good to find the place where you belong.

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We're a group of over 175,000 members across the state of Michigan who work together to create stronger communities. And there's always room for one more.

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Becoming a Lake Trust Member

To start your Lake Trust membership, you just have to live, work, worship, or attend school in Michigan. Check out other eligibility requirements if you're still not sure if you qualify.

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Back to Basics

Savings Account
  • Free Online & Mobile Banking
  • Options to save for vacations or holidays
  • Earn Interest on balance
Auto Loans
  • Terms up to 84 months
  • Shop online for your next car at GrooveCar
  • No pre-payment penalties
Easy Checking Account
  • No minimum balance
  • Free Online & Mobile Banking
  • No monthly service fee
Who we are
Nice To Meet You

Lake Trust Credit Union was created with the crazy idea of putting members ahead of money. Sure we could tell you that we have $1.8 billion in assets, ranking us in the top 1% of credit unions nationwide. We could also tell you that we’ve won numerous awards for our outstanding workplace culture and dedication to small businesses in Michigan. But actions speak louder than numbers or awards.

In 2017, we became certified as a Community Development Financial Institution (CDFI). As a CDFI, we focus many of our efforts to reinvesting in underserved neighborhoods. We hope to create more opportunities that promote vibrant communities and financial security.

What we've been up to
Giving Back For Powered By Good Day

Our actions, no matter how small, can truly make a difference in the world. We recently invited our team to participate in a state-wide day of service on their day off. With full hearts, we contributed over 1,003 volunteer hours back to Michigan communities in one day.

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